The Best Bank CD Rates of 2017 #best #ira #cd #rates


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The Best Bank CD Rates of 2017

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M y very first investment was in certificates of deposit. I was a teenager, and CDs paid more than 10%. While we can t get that kind of return today, a certificate of deposit is a safe place to hold cash. And if you pick a high yield CD, you will earn a decent return.

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Featured Certificate of Deposit Offers

Ally Bank continues to win awards for outstanding customer service and is always at the top of the list for interest rates. Personally, I have a few different Ally deposit accounts and even though their rates change on a frequent basis, I appreciate the service and quality of website they offer. Formally GMAC, Ally continues to re-brand itself in a positive direction.

Discover Bank first opened its doors in 1911 in Greenwood, DE. Originally known as the Greenwood Trust Company, the bank joined Discover Financial Services in 2000. It currently offers CD accounts with terms ranging from 3 months to 120 months. Discover Bank also offers a 12-month IRA CD.

Synchrony Bank offers one of the highest rates on certificates of deposit. The bank offers CD terms of 3 to 60 months with a low minimum deposit of just $2,000.

GE Capital Bank is a newcomer to our list and offers one of the most competitive rates available. GE Capital offers CD terms from 6 months to 6 years. The minimum deposit is just $500.

EverBank has approximately 1,500 employees and more than $6.5 billion under management. Its certificates of deposit range in terms from 3 months to 60 months, with interest rates (APR) currently ranging from 0.30% to 1.81% for its Yield Pledge CD. Penalties for early withdrawal vary depending on the term of the CD. The range is a penalty equal to 90 days simple interest for its 13 week and 26 week CDs to 900 days of simple interest for its 5-year CD.

FNBO Direct or First National Bank of Omaha, is a subsidiary of First National of Nebraska. First opened in 1857 as a local bank, it is now the largest private bank in the United States, with more than 6.6 million customers and more than $20 billion in managed assets. FNBO Direct offers the standard CD terms as well as a competitive savings account, bill pay account and credit card.

Sallie Mae offers only three of the more basic CD terms and even though you might think student loan before you think savings , there guys are more than capable of handling both. Their online savings account continues to offer one of the best interest rates available today and the account takes less than 120 seconds to open.

HSBC Direct is part of HSBC Bank USA, N.A. which has about 450 branches in the U.S. and HSBC Group, which has more than 10,000 office worldwide. Its online CD account is offered in terms ranging from 6 months to 60 months, with a variety of interest rates. Early withdrawals from an account incur a penalty equal to 30 days simple interest.

The above rates are for a 1 year CD. Each bank, however, offers certificates of deposit with terms as short as 3 months all the way up to 5 years or more.

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Editorial Disclosure. This content is not provided or commissioned by the bank, credit card issuer, or other advertiser. Opinions expressed here are author’s alone, not those of the bank, credit card issuer, or other advertiser, and have not been reviewed, approved or otherwise endorsed by the advertiser. This site may be compensated through the bank, credit card issuer, or other advertiser Affiliate Program

Disclaimer. The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on our site may differ from actual numbers.See our Privacy Policy Disclaimer for more details.

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Salesforce Chatter: The Pros and Cons #salesforce #integration #best #practices


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New Social Network for Businesses From Salesforce.com

Salesforce is the dominant customer resource management (CRM) system, and according to the company, it s used by more than 77,000 businesses.

In response to the increasingly social nature of the web and the need for collaboration, Salesforce has introduced a social and collaborative function for its users called Chatter .

Similar to a combination of Google Wave, Twitter and Facebook, Chatter allows users to form a community within their business that can be used for secure collaboration and knowledge-sharing.

The application is free to people who already have a Salesforce account, and it is available for a $15 per user fee to businesses that don t already use Salesforce, albeit with limited features.

To decide if Chatter is right for your business, check out these key features and drawbacks.

Pro #1: Follow Documents as Well as People

For teams collaborating on a big presentation or proposal, this feature is awesome! You can receive updates on the progress of any document. whether it s a PDF, PowerPoint, or Word doc, and respond with guidance or comments to your colleagues in real time. This is a killer app for businesses that have dispersed workforces.

Chatter in action. Here, a team is collaborating on an upcoming presentation in real time, and providing contextual information to guide the discussion.

Pro #2: Follow Specific Service Records or Sales Cycles

Tracking the lifecycle of a customer service request or sales prospect is an incredibly valuable feature of Chatter. Managers especially may find this tool useful, as it gives them a top-level view of the progress on all key accounts. This is also a useful tool for attributing activity to individual employees.

Pro #3: Integrate Twitter Data into Your Profile

The Chatter system makes it easy to follow companies or individuals from within your broader Salesforce profile. The integration allows for data from companies to be appended to their internal records. so you can see the latest news from businesses while processing additional deliverables for that company.

Pro #4: Collaborate Securely

Using public social network tools to collaborate can leave important proprietary information out in the open, which no business wants to do. Chatter enables the same ease of use and accessibility of public social networks, but all collaboration takes place in Salesforce s secure cloud. which tens of thousands of businesses already trust with highly sensitive information.

Pro #5: Post Status Updates Within Salesforce

Knowing what your key employees and teammates are doing during the workday can dramatically increase productivity and the quality of work. as this ability lowers distractions and enables more knowledge-sharing.

Chatter status update. Jim Halpert, one of the main characters on NBC s The Office, shows an example of status updates within the Chatter platform. Chatter updates are within the company firewall, and help to inform your colleagues of what you re currently doing.

Con #1: Need to Be a Salesforce User for Full Access

Salesforce licenses cost more than $700 per user per year for the professional version. If your business is not using Salesforce currently, this can be a hefty investment. Also, non-sales employees likely do not have licenses for Salesforce, which could restrict the benefits you gain from beginning to use Chatter for projects.

Con #2: Best for Mostly Large Organizations

Because it is an enterprise-grade solution for an enterprise-grade sales management platform, very large businesses have the most to gain from implementing Chatter. Smaller firms with fewer locations have less need for this sort of collaboration. and moderately priced solutions like 37Signals Basecamp and Campfire might by better-suited to their needs.

Overall, Chatter feels like a big step in the right direction for sales organizations to get more social and community-oriented with their sales approach. The application can decrease duplicated work, increase the efficiency and speed at which a sales team acts on opportunities and improve internal communications. Though it s rather costly and probably more useful for large businesses, Chatter is powerful enough to warrant further exploration of your business needs.

What do you think about Chatter? Have you tried it out? Leave your comments in the box below.

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Mba Schools in California

141 Mba Schools in California

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California

Mba Schools in California Site Evaluation

There are a total of 142 mba schools in California state. With 36,262 students, California State University – Fullerton is the largest mba school in the state of California.

California State University – Fullerton is a social media – savvy school with not only a website, but also a Facebook page, Twitter account and YouTube channel. California State University – Fullerton has 15,488 “likes” on Facebook, 5,217 followers on Twitter and 109 subscribers on YouTube.

Exactly 117 of the 142 mba schools with websites use white as the primary color on their websites. Another color used as the predominant color on California mba school websites is grey (8.5%).

The colors used on the websites for the largest mba schools in California are as follows:

  1. California State University – Fullerton: white 23% and blue 2.7%
  2. East Los Angeles College: yellow 1.3% and blue 0.7%
  3. California State University – Long Beach: white 16% and grey 7.8%

Font

In California, the most popular font style on mba school websites is Arial. Approximately 50% of mba schools in California use Arial as the primary font on their websites. Other fonts commonly used on mba school websites include Verdana (21.1%) and Helvetica (6.3%).

The largest California mba schools’ websites use the following fonts:

  1. California State University – Fullerton: Lucida Grande
  2. East Los Angeles College: Arial
  3. California State University – Long Beach: Arial

Social Presence

Exactly 108 mba schools in California have Facebook pages. On average, each of these schools has 3,294 “likes” on their Facebook pages. The California mba schools with the greatest number of “likes” are:

  1. California State University – Northridge: 38,386 “likes”
  2. California State University – Fresno: 27,707 “likes”
  3. Biola University: 25,660 “likes”

Exactly 70 mba schools in California have Youtube channels. On average, each of these schools has 68 Youtube channel subscribers. The California mba schools with the greatest number of Youtube channel subscribers are:

  1. Biola University: 1,115 subscribers
  2. California State University – Northridge: 560 subscribers
  3. California Polytechnic State University – San Luis Obispo: 292 subscribers

The California mba schools whose websites have been bookmarked the most number of times on Delicious are:

  1. California State University – San Marcos: 187 Delicious bookmarks
  2. California State University – Long Beach: 153 Delicious bookmarks
  3. Glendale Community College: 142 Delicious bookmarks

Web Metrics

Of all of the California mba school websites, the one that receives the greatest number of unique visitors belongs to ITT Technical Institute – Rancho Cordova. This is indicated by the fact that ITT Technical Institute – Rancho Cordova’s site has a Compete Rank of 1,173, the highest Compete Rank of mba school websites in California.

And the California mba school website that is considered the most authoritative by SEOMoz belongs to California State University – Fullerton. It has a SEOMoz Page Authority rank of 81.1.

It is interesting to compare this data with the statistics for the largest mba schools in California:


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Culinary Schools in New Jersey

Culinary Schools – Baking Pastry Schools
Hospitality Restaurant Management Schools in New Jersey

If you are interested in going to a top rated culinary institute, baking / pastry school or hospitality management college in New Jersey. check out some of the culinary and hospitality management schools below. We have searched the available programs to bring you some of the best schools in the country.

Home to the largest grove of cherry blossom trees in the United States, New Jersey s natural beauty is an often overlooked quality of the Garden State. A place of innovation, New Jersey has contributed many modern conveniences and products to society, including FM radio, saltwater taffy, the ice cream cone, and cranberry sauce, to name just a few. While the tourism industry is certainly alive and well (especially in areas close to New York City and Philadelphia), New Jersey is also home to a flourishing culinary scene.

Attending school for the culinary arts or hospitality management is a great step forward in your career. Whether you’re looking to become a professional chef, or manage a restaurant, you’ve probably got some questions.

Looking for a Top Culinary or Hospitality Management School Near You?

For answers about how to apply, financial aid, class schedules, or scholarship availability, simply find a campus you’re interested in and click on the Request Info Button or Drop-down. Fill out the form and a representative from the school will contact you directly to answer any questions you might have about their culinary arts or hospitality programs.

CULINARY- BAKING & HOSPITALITY MANAGEMENT SCHOOLS NEAR YOU

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