Homeowners and Tenants Insurance: Renters Insurance #difference #between #homeowners #and #renters #insurance


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Homeowners Tenants Insurance

Renters Insurance

Many uninsured renters are under the mistaken impression that their landlord s policy covers their possessions. A landlord does not provide insurance for a tenants personal property. An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it in a reasonable time frame, and as a result your property was damaged.

If you are a renter residing in New York, by law the building owner is required to maintain insurance on the dwelling you rent. This means that the building itself is insured, and should something happen to this structure as the result of fire, water damage, etc, the building owner is entitled to file a claim. However, the landlord’s insurance does not protect you as a renter. If this same fire or water damage should ruin your sofa, clothes or other personal items, you are not protected against the loss of these items unless you buy a renters insurance policy. Moreover, if someone becomes injured while on the premises you rent, you could potentially be held liable for any medical and hospital expenses.

To protect yourself and your belongings, renters should consider purchasing renters insurance, also known as tenants insurance.

What is Renter’s Insurance?

Renters insurance, also known as tenants insurance, is a type of policy offered by most major New York insurers. These policies provide contents coverage and liability protection in the event someone becomes injured at your residence.

Cost

Renter s insurance is generally less expensive than many people realize: a basic policy costs about $300 a year for around $50,000 worth of property protection.

Coverage

Coverage generally provided under a Renter’s Policy includes:

  • Personal Property
  • Loss of Use
  • Personal Liability
  • Medical Payments to Others

Renter’s insurance typically covers loss or damaged caused by:

  • Falling objects
  • Weight of snow, ice or sleet
  • Water (plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water)
  • Electrical surges

It also may cover:

  • injuries that others sustain while at your home (including medical expenses and any resulting lawsuits)
  • damage that you may cause to other people’s property
  • living Expenses. If your rental unit is damaged and you need to live elsewhere during repair

Your renter’s insurance policy will generally pay to replace any property that is stolen, damaged or destroyed by a covered cause, subject to any policy limits or exclusions. This includes, but is not limited to:

  • appliances
  • jewelry (limited)
  • collectibles (limited)

Important Note: Renters insurance often protects your belongings even when you’re away from home. So, if your laptop is stolen from your car or your bike gets taken from the rack at work, your renters insurance may pay to replace them.

Consider whether you may need more protection than the basic renters insurance policy provides. Coverage you may be able to add includes:

  • high value items – a good idea if you own jewelry, artwork, antiques, collectibles or firearms with a total value that exceeds your policy’s maximum pay out for such items.
  • earthquake or flood – a must-have if you live in an area prone to such conditions. a standard renters insurance policy does not include coverage for a flood or earthquake.
  • sewer and drain back-ups – back-ups happen more often than you would think, and they cause a lot of damage when they do.
  • replacement value coverage – if you make a claim, you’ll be reimbursed for the full replacement cost of your items – rather than the depreciated cash value of your items.
  • home business and business merchandise coverage – if you work from home, or store business inventory at home, consider adding a home business rider to boost your equipment and liability coverage. most policies offer very little coverage for business equipment or inventory.

Things to Remember

Before purchasing a renters policy, conduct a complete inventory of all your personal belongings, taking photos or a video of things like furniture, jewelry and expensive electronics items. Calculate the replacement costs for these items and double check with your insurance agent to make certain you are fully protected against any type of loss.

Choose the coverage according to your property. If you have a lot of electronics, choosing a policy that provides replacement cost coverage instead of actual cash value coverage might be the best option for you.

Like they do for homeowners, most insurance companies offer discounts to a rental policyholder to lower the cost of premiums. They may offer discounts for smoke detectors, dead bolts, etc.

Make sure that the policy has liability coverage. The best renters insurance policies will also include liability coverage for medical and legal costs if someone gets hurt in your residence.

The best renters insurance policies will also include emergency living expenses. This means that if you have to vacate the property due to damage, the insurance company will pay for you to live somewhere else.

Condominium Insurance

A condominium association typically will have insurance that covers the building structure and common areas, such as corridors.

Separately purchased condominium insurance covers the unit-owner and is similar to renters insurance. Coverage typically includes interior damage to the unit, personal property and improvements. Loss of use is generally limited to 40 percent of the contents limit.

Loss Assessment Coverage can be an important policy provision. It covers certain assessments the condominium association may make due to a covered loss, such as fire affecting a common area. Carefully analyze the type of insurance your association has and how it might affect you in the event of a loss.


Difference Between Meet and Met: Meet vs Met #dating #in #the #uk


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Difference Between Meet and Met

Meet is a verb in English language that is used frequently to describe an event where someone comes across another person by chance or through prior appointment. Meet is also a noun where it describes the event such as sports meet or a law and order meet of authorities. Met is the past tense of the word that is used to describe an act of meeting in the past. However, there are instances where meet is used even if the sentence is in the past tense confusing those who are trying to master the grammar of English language. Let us take a closer look at meet and met to find out the difference and the correct usage.

Met is the past tense of meet. You use meet when you are talking of present or future events. Take a look at the following examples.

• I have to meet the Principal.

• I will meet the Principal in the afternoon.

• Sky and the ocean meet each other at a distance.

• The guests will meet the host of the party later tonight.

• This novel technology can meet the challenges of the future.

• The supplies of grocery are just enough to meet the requirements of the family for the week.

• The two teams will meet each other after a long gap.

Met is the past tense and the past participle of meet. To understand its usage, take a look at the following sentences.

• We met at the railway station.

• Have you met my partner?

• The police met with success through sheer luck.

• The visiting Prime Minister met with the President on a courtesy call.

It is when meet is used, even when talking in the past tense, confuses students.

• I did not meet him when I was in New York last week.

• We had not met for a considerable period of time.

When asking a question, it is possible to make use of either meet or met.

• Have you met the star?

• Did you meet the star?

• Meet is the present tense whereas met is the past tense of meet and also its past participle.


Difference Between A Mature Relationship And An Immature Relationship #find #love #online


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The Difference Between A Mature Relationship And An Immature Relationship

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Mature couples don’t “fall in love,” they step into it. Love isn’t something you fall for; it’s something you rise for.

Falling denotes lowering oneself, dropping down and being stuck somewhere lower than where you started. You have to get up from falling.

Love isn’t like that — at least not with people who are doing it right. Immature couples fall; mature couples coast. Because love is either a passing game, or it’s forever. Love is either wrong, or it’s right. A couple is either mature or immature.

How do you know? How can you tell if your relationship is in it for the long haul or the two-month plummet everyone predicted behind your love-obsessed back?

First, it should be easy, from the beginning to end. There are no passionate fights with passionate make-up sex. There’s no obsessive calling, texting or worrying.

There’s no real drama. Because drama is for kids. Drama is for people who don’t know how to have a relationship — who live by idealistic, preconceived notions that love must be wild and obsessive.

Love is easy. It’s the easiest thing you’ve ever done. It’s the calmest place in your life, the safest blanket you’ve ever worn. It’s something that happens naturally; it doesn’t need to be fought for day in and day out.

When you love someone, and he or she loves you, and there’s no doubt to his or her feelings and no doubt to yours, that’s peace of mind. A peace of mind you’ve never had before. the kind that humbles and revives you.

A mature relationship lives by this peace of mind; immature ones drown in it.

Immature relationships ask questions; mature relationships answer them

Immature relationships are all about doubts. Does he love me? Is she cheating on me? Will we be together in two months?

Mature couples don’t need to ask questions. They already know the answers, and they don’t need reassurance from their partners.

They are comfortable and secure and free of doubt because mature love isn’t about all those small questions, but a comfort in knowing the big one is answered.

Immature relationships leave you wanting something; mature relationships give you what you need

There’s a void in immature relationships, an apparent absence and incessant worry that something’s missing.

It eats away at you when you go to sleep or leave each other for just a few hours. It burns dimly when you’re together, but you wave it off with sex and constant chatter.

Mature relationships have no void. There are no empty spaces or tiny cracks. There is never a feeling that something has been taken away or is leaving with the other person.

The love between the two mature people fills every crack in the fiber of their being they didn’t know they had.

Immature relationships are striving to be one complete person; mature relationships are okay being two

Immature relationships are formed by two incomplete people. They are two halves trying to make one whole.

They are two people looking for something that can’t be found in another person. They dominate each other, force themselves together and make one flawed mesh of a human.

Mature couples never strive to be one. They are two individual people looking to make two better people. The love between the two of them isn’t about making both of them whole again, but more individual.

It’s about pushing each other to pursue their passions, interests and become the best person possible.

Immature relationships lose their drive; mature relationships make you more motivated

We all get wrapped up in love. It’s easy to spend days in bed and weekends in the hazy world of blankets and kisses.

But eventually, that smothering love is replaced with motivated love — a type of love that comes when you want to make a life with someone and work hard to get that life. Immature couples never get to this.

They never feel that motivation to leave each other only to come back more successful and more determined to make a life for the two of them.

Immature relationships fight over text messages; mature relationships are always face-to-face

Fighting is natural; texting is not. Mature couples do not spend their days bickering over a screen.

When they have something to work out, they do it face to face — where the meanings can’t be misconstrued by emojis and auto correct. Immature couples fuel their relationship with incessant bickering and lengthy messages.

Immature couples see long texts as evidence of their “relationship” and find comfort in spending hours hiding behind their phones. They argue just to argue; mature couples fight for their future.

Immature relationships are about trying to find yourself; mature relationships already know themselves

Relationships are only for two complete people looking for companionship, yet many incomplete people look for it to complete them. This is when mature relationships and immature ones split.

You can’t have a healthy relationship with two unhealthy people. When you’re trying to use someone to complete you, you’re creating an incomplete relationship.

Immature relationships are threatened by everyone else; mature relationships enjoy meeting other people

There are always going to be people in your life, pasts to each person and surprises behind closed doors.

Mature couples, however, do not feel threatened by strangers and past lovers. They are confident in their love and their partner’s love.

Immature couples find threats in everyone. They’re delusional and paranoid because their love is superficial. They do not have a strong enough foundation to effortlessly glide past all the distractions and threats.

Immature relationships live by preconceived timelines; mature relationships let everything happen naturally

There’s no right or wrong time to move in together. There’s no specific year to get married and definitely not a timeline for your life together.

When you’re in love, things happen at their own pace. You feel things, and you follow your heart.

Immature couples, however, don’t have those feelings, those instincts and those effortless moments. They make up rules and guidelines and assume time is the only thing that makes or breaks their relationship.

Immature relationships judge you on your past; mature relationships help you carry it

We all have a past, and in many cases, one we’re not proud of. We can’t help what happened to people before we knew them. All that matters is how they are now. Immature couples, however, refuse to see beyond the past.

Mature couples don’t just accept one another’s pasts but want to help heal the wounds. They look beyond the mistakes and the flaws toward the beauty in the future together.

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Difference Between Civil Law and Criminal Law #what #is #the #difference #between #criminology #and #criminal #justice


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Difference Between Civil Law and Criminal Law

What marks a great difference between civil law and criminal law is the notion of punishment. In criminal law, a defendant can be punished in three ways. He can be punished by incarceration in jail or by imposing fine paid to the government or in rare cases by execution or by death penalty. On the contrary, a defendant in a civil case is never incarcerated. He is not executed too. Instead the defendant would be asked to reimburse the plaintiff for all the losses he incurred due to the defendant’s behavior.

The division of crimes and civil wrongs is also done with difference. There are two broad classes of crimes, namely, felonies and misdemeanors. Felonies are liable for a punishment period of more than one year incarceration. Misdemeanors have a maximum possible punishment period of less than one year of incarceration. In the case of civil wrongs, the defendant’s conduct might have a malicious intent, gross negligence or a willful disregard for the rights of others.

It is to be understood that criminal litigation is more dangerous than civil litigation. The additional element of danger makes criminal defendants possess more rights and protections than civil defendants. The punishment in terms of monetary fine is too heavy that most defendants would like to spend one year in jail than paying heavy fine from their personal assets.

Another important difference between civil law and criminal law is that the burden of proof is always on the state in the case of a criminal litigation. In the case of a civil litigation the burden of proof is borne initially by the plaintiff. In the case of a criminal litigation, the state must prove that the defendant is guilty of the crime, whereas the plaintiff must prove that the defendant is guilty in the case of a civil litigation. The shift of burden of proof might change as the suit progresses in the case of a civil litigation provided the plaintiff has made a prima facie case.

Another major difference between the two is that in the case of criminal law, the defendant needs to prove nothing as he is assumed to be innocent, whereas the defendant has to refute the plaintiff’s evidence against him in the case of a civil litigation. A plaintiff wins the litigation if the evidence that he shows against the defendant is proved or is accepted as favoring the plaintiff.

The major differences between civil law and criminal law can be summed up as follows:

The notion of punishment is different in both civil law and criminal law. This results in the difference in the methods of punishment too in civil law and criminal law.

The division of crimes differs in the case of civil law and criminal law.

The burden of proof in the case of a criminal litigation is on the state, whereas the burden of proof in the case of a civil litigation is on the plaintiff.

The burden of proof in the case of a civil litigation would shift to the defendant in case the plaintiff makes a prima facie case.

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What is the difference between dating and casual dating? #dating #people


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Although there is not an exact meaning since people can use the term dating rather loosely. I have always explained it like this:

CASUAL DATING
It basically means that you are taking your dating life very easy and aloof. You are going out on dates but pretty much you are not looking for anything serious and as such you could be dating a bunch of people and just having fun. The focus here is not to meet someone special, just the act of going out on dates.

DATING
To me, dating socially translates to the fact that you are going out with someone with a more serious mindset. You may still be dating other people but you are focused on this one person more. Although you are still having fun going out with them, you are still figuring out if you are compatible.

GOING OUT
I am going to throw this one in just for the sake of further explanation. Going out with someone, implies you are exclusively going out with just the one person.

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What is the Difference Between RN and LPN #difference #between #an #rn #and #bsn


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What is the Difference Between RN and LPN

In the hierarchy of the Nursing staff you may think that a nurse is just a nurse but there are a few things that you may need to know if you are considering a degree as a Registered Nurse or a Licensed Practical Nurse.

Registered Nurse

A Registered Nurse or R.N. is at the top of the nursing staff. The R.N. has many duties and we will cover a few of them, but the main purpose of the R.N. is to ensure that the patient’s needs are met and that they are getting adequate health care in a safe environment. The R.N. takes verbal and written orders from the Physician or Physicians, and is the head of the nursing staff. She is responsible for performing an initial patient assessment and must develop a plan of care for that patient on an individual basis. There are many variables that may determine which plan of care is more effective for a patient based upon their sex, religious preferences and dietary needs, level of independence, and whether or not they have any support from family or friends. The R.N. must take all of these things into consideration when making a patient care plan. She is also responsible for triage which is essentially a way to determine which patient should receive immediate care first based upon their chief complaint and exhibiting symptoms. A Registered Nurse has completed the 2 year Nursing program and has a minimum of an Associate’s Degree in Nursing. The R.N. average yearly salary is $48,000-90,000 based upon locale and years of experience.

Licensed Practical Nurse

The Licensed Practical Nurse or L.P.N. can also be known as a Licensed Vocational Nurse or L.V.N. The LVN can fulfill almost any function as that of the R.N. The initial patient assessment must be performed by the R.N. but the L.P.N. will implement a patient assessment as ordered per the Physician as a part of the daily ritual as well. She also can take verbal and written orders from the Physician and can perform wound care, assist with procedures, start I.V.s, perform blood draws and provide essential patient care. They may not give I.V. push meds or start PIC lines but are valued members in any field of nursing and perform much of the routine patient care. They help the R.N. to oversee the Certified Nurse Assistants and perform many essential nursing tasks. The L.P.N. is quick to note any changes in the patient and must report it to the R.N. accordingly. The L.P.N. has completed the one year Nursing Program. The average yearly salary is $20,000-50,000 based upon locale and level of experience.

Both the L.P.N. and the R.N. are valuable members of the Nursing staff and though there is somewhat of a hierarchy in nursing, they are all required for the team to function effectively and in order to provide safe and effective health care. There are C.N.As who have a very broad knowledge base and their opinions are just as valuable as that of a nursing professional. An entry level nurse can learn invaluable information from working with a staff of various levels of experience. Nursing is a learning process and we learn best from each other.

Basically, if you are trying to decide whether to pursue a career as an R.N. or a L.P.N. you just have to decide how much time you want to invest, how much responsibility you want and how much of a salary you will be happy with. Whichever career path you choose to follow in nursing it is sure to be a rewarding one.

How to work with challenges you will face in this Profession

How does a CNA become an LPN?


Difference between single men and women – Business Insider #free #dating #uk


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The biggest difference between being a single woman and a single man in 2015

But the way American culture treats single people of the different genders is — unsurprisingly — different.

To Kate Bolick, author of “Spinster: Making a Life of One’s Own,” it has a lot do with pressures around marriage. In “Spinster,” Bolick traces the place and status of single women in American history.

While everybody grows up with the expectation that we’ll one day get married, she says, the pressures are a lot more pronounced for women, and there’s a lot more fear involved.

“I think that women tend to feel that they have less choice, that it’s something they have to do, and don’t have control over when it will happen,” she tells Business Insider.

Then there are guys.

“When it comes to men, from what I’ve witnessed, men tend to hit ‘marriage o’clock’ around their early 30s, where they just decide that it’s time to get married, and marry whoever they’re dating,” Bolick says. ” So they have a much more relaxed attitude toward marriage. It’s something that they’ll do when they’re ready and they feel like it, and women don’t have as relaxed a relationship to the idea of marriage.”

You can also see it in the words we use for singles — bachelor and spinster.

In “Spinster,” Bolick unpacks the differences.

Here’s the history of bachelor.

Bachelor originally referred to men of inferior status in professions so demanding they precluded marriage. In thirteenth-century France this meant, for instance, a theological candidate who held merely a bachelor’s degree instead of a master’s.

Around 1300 the word crossed into English to describe low-ranking knights. Much later, Victorian matchmakers appropriated the term and added eligible. for an unmarried man blessed with financial and social inducements, and confirmed. for any who wanted to remain that way. By the late nineteenth century the term had neutralized to simply mean “unmarried man,” as it still does today.

[Spinster ] originated in fifteenth-century Europe as an honorable way to describe the girls, most them unmarried, who spun thread for a living — one of the very few respectable professions available to women. By the 1600s the term had expanded to include any unmarried woman, whether or not she spun.

Not until colonial America did spinster become synonymous with the British old maid. a disparagement that cruelly invokes maiden (a fertile virgin girl) to signify that this matured version will never outgrow her virginal state, and is so far past her prime that she never will.

At a time when procreation was necessary to building a new population, the biblical imperative to “be fruitful and multiply” felt particularly urgent, and because only wives, of course, were allowed to have sex, the settlers consider solitary women sinful, a menace to society. If a woman wasn’t married by twenty-three she became a “spinster.”

If she was still unwed at twenty-six, she was written off as a hopeless “thornback,” a species of flat spiny fish — a discouraging start to America’s long evolution in getting comfortable with the idea of autonomous women.

O ther cultures are even more brutal to single women. In South Korea, for instance, women who die without ever being married become Cheonyeo gwishin , or maiden ghosts — since they never served their purpose in life of winning a husband.

While not quite as intense as in Confucian societies, the historical legacy in the US is that the right role of women is to serve her parents, husband, and children — because how else would the colonies have enough humans to continue to exist?

While the pressure isn’t as acute as it was in the 18th and 19th centuries, 21st-century women still feel a greater pressure than guys to get hitched — though singles are increasingly able to create meaning in their lives beyond those primary relationships.

SEE ALSO: 4 things single people should know about living alone

NOW WATCH: Here’s how much sex happy couples have every month

The biggest difference between being a single woman and a single man in 2015


Difference Between Loving Someone And Being In Love #lds #dating


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The Difference Between Loving Someone And Being In Love

Fellow single women, we’ve grown tired of hearing the same things, over and over again:

“Why don’t you have a boyfriend?”

“You’re too pretty to be single.”
“So, you’re single… what’s wrong with you?”

For the years I’ve remained single, I’ve repeatedly fired back with one simple answer: “I’m not in love with anyone.”

They say that when you fall in love with someone, you feel euphoria and weak in the knees. Supposedly, “you just know.” It’s something over which you have no control.

But, other people tell me that to love someone is a “choice,” something you can and do control. I’ve come to realize that people are not telling me about the same force, but rather, about two completely different forces: being in love and loving.

The biggest difference? One can exist without the other, while one of them cannot.

To love is to choose to love. We love our parents because they go to the ends of the earth for us. We love our friends because we can confide everything in them.

We love our boyfriends because they are there for us. But, how do we know if we were in love with our boyfriends?

Last year, I broke up with my now-ex-boyfriend. One morning, I woke up and realized something: I wasn’t in love with the man next to me.

When I tried to explain to him what I meant, I was unable to find the right words to say. I couldn’t express myself articulately because I could barely understand why I felt what I was feeling.

All I could definitively say was I felt unsatisfied. When I tried to rationalize, I concluded that I cared for him deeply. I respected him; I trusted him; I even loved him — but I was not in love with him.

To love a man is to support his passions; to be in love with a man is not only to back his passions, but also to admire them to the point that his hunger for them motivates you to be just as hungry for yours.

To love a man is to share all of your thoughts with him; to be in love with a man is to share all of your thoughts with him, and when you’re not with him, to see him in every place you go, think of him with every person you meet and feel him in every scent you smell.

To love a man is to feel warmer in his embrace; to be in love with a man is to feel warmer in his embrace and subsequently desire to please him any chance you get because you have just as much a fervor to physically express yourself with him as you do emotionally.

You can be in love with a man, and loving him will automatically come with the package, but you don’t have to necessarily be in love with a man in order to love him.

Time and time again, I question whether I should have taken up one of my male friends on his offer to be my boyfriend. I declined them all, and I’m still single.

But, in my heart, I know it’s for the best. If it should have happened, then it would have. It would have felt right because it should have felt indescribable.

I will always love them, and for some, simply loving can be enough. But, for others, falling and staying in love, without choice and without reason, is the only way to experience love.

To pair with a man I believe I can learn to love, in hopes of falling in love with him later on, is a leap of faith I won’t take.

It is my belief that we, as humans, each have unique thresholds for what we believe being “in love” means. We should abide by our personal thresholds and put faith in them.

This threshold varies from person to person based on how much more intensely one is able to fall for someone, above how intensely another can fall for someone else.

We cannot judge one couple’s love over another’s. We cannot judge the way one person loves against the way another does.

We cannot judge a single woman for staying single because she hasn’t been able to satiate her, thus far, insatiable appetite because we all feel things differently.

And, perhaps, it’s the extremity of falling in love, in and of itself, that separates the logical from the dreamers.

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Dating Men Over 40: What – s the Big Difference? Beyond Black – White #free #online #christian #dating


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Dating Men Over 40: What s the Big Difference?

February 9, 2015 | worldtravelingchic |

I spend a good 45 minutes of my morning, five days a week, on an elliptical machine or stair-climber at my local gym. Usually, there’s a book of some sort blocking my view of how much time I have left because, as you know, watching the time on that clock run down on the “fat burner” cycle is like watching paint dry.

This past week, I ran across a chapter on dating men over 40 in Why Men Marry Some Women and Not Others. by John T. Molloy (2003). Since I’m winking at my 40 th birthday, I figured the info was worth checking out. I hadn t considered that there would be much difference in dating men over 40 than dating men under 40, but Molloy s findings proved my ignorance.

Molloy and his team of researchers polled over 2,500 women and their fiancés (of all ages), as well as more than 1,000 single folks to form the basis of their findings. They present information on things like the power of first impressions, online dating, and the stages of relationships.

Here’s what his team had to say about being in relationships with men over 40:

They value acts of kindness. Molloy states that 62 percent of men polled said they “were originally attracted to their fiancée because she was congenial, agreeable, relaxed and easy to get along with” (158). Men in this age bracket respond to your genuine care for the welfare of others – and especially notice the small ways you care for him, in particular. (Ladies, when the flu hits, I’ve learned that a home-delivered care package of homemade soup, a bottle of OJ, vitamin C, Kleenex and cough drops speaks volumes. I don t have to breathe your air to show you I care.) They’re looking for you to show – as well as tell – how much they mean to you.

They are attracted to women who take good care of themselves. Um, duh? I know this is a sore spot with many on the blog but, according to the research, “One of the secrets of marrying when you are over forty is to be trim or athletic” (157). Christelyn s posted over and over again about stats that show that fit women of all ages who pay attention to their appearance are more likely to attract men and marry. I know, I know – beauty is in the eye of the beholder and there are guys out there who love big women, thick women, athletic women, curvy women, etc. Here’s the deal: being trim or athletic comes in all shapes and sizes. Before you get upset with how ridiculous this supposed standard of physical attractiveness seems, keep in mind that most of us would view managing your health, taking care of yourself and putting your best foot forward where your appearance is concerned as attractive.

They’ll want to know that you fit into the life they’ve already built. Men in this age group should be fairly established, so they’re not usually looking to rebuild their life. Instead, they’re trying to determine if the life you’ve built melds easily with theirs. This means he’ll want your social skills, values and priorities to match or exceed his.

Don’t hint at your feelings; tell him. Molloy states that it’s inevitable that most of these men have been through the relationship mill and don’t have time to waste on subtleties – especially if they’ve been married before. (If you’ve been through the mill a few times, you probably get that as well.) The subtle, flirty techniques employed during your 20s and 30s aren’t as effective with this crowd. As your relationship progresses, communication is key and honesty is the best policy.

They may want to talk through serious topics earlier in the relationship rather than later. Molloy posits that the process of getting to know the other person – really getting to know them – moves a bit faster with men in their 40s, 50s and up. Research states it’s because those in this age bracket tend to go on first, second, and third dates where they actually exchange information (168). So, don’t be surprised if topics of monogamy and commitment come up sooner than expected.

They want you to be candid about money matters. Although the topic can be very uncomfortable to talk about and make it seem like he’s more interested in your money than you, at the right time in the relationship, it’s a conversation that needs to happen. Men over 40 want to know what they’re getting into – what debts, assets, and other responsibilities (alimony, child support, etc.) you bring to the table. You should too.

With men over 40, monogamy does not necessarily equal commitment. Molloy reasons that men over 40 don’t usually have the same opportunity to meet available members of the opposite sex as they did in their 20s and 30s. They no longer feel comfortable in the singles scene (bars, parties, etc.), so they tend to slip into monogamy soon after a relationship starts and settle into a comfortable place. It doesn’t necessarily mean that you’re a priority or that he’s committed to advancing the relationship towards marriage. If you’re marriage-minded, it’s important to verbalize what you want out of the relationship – a marriage proposal within a reasonable period of time – sooner, rather than later. If he has no intention of ever marrying or remarrying, you need to decide up front if you can live with that. It’s better to call it quits six months in than spend years wondering if he’ll ever pop the question.

So, BB W community, what are your thoughts? What observations have you made in dating men over 40? Men in this age range, what s important to you? Do share!


Difference Between Meet and Met: Meet vs Met #international #online #dating


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Difference Between Meet and Met

Meet is a verb in English language that is used frequently to describe an event where someone comes across another person by chance or through prior appointment. Meet is also a noun where it describes the event such as sports meet or a law and order meet of authorities. Met is the past tense of the word that is used to describe an act of meeting in the past. However, there are instances where meet is used even if the sentence is in the past tense confusing those who are trying to master the grammar of English language. Let us take a closer look at meet and met to find out the difference and the correct usage.

Met is the past tense of meet. You use meet when you are talking of present or future events. Take a look at the following examples.

• I have to meet the Principal.

• I will meet the Principal in the afternoon.

• Sky and the ocean meet each other at a distance.

• The guests will meet the host of the party later tonight.

• This novel technology can meet the challenges of the future.

• The supplies of grocery are just enough to meet the requirements of the family for the week.

• The two teams will meet each other after a long gap.

Met is the past tense and the past participle of meet. To understand its usage, take a look at the following sentences.

• We met at the railway station.

• Have you met my partner?

• The police met with success through sheer luck.

• The visiting Prime Minister met with the President on a courtesy call.

It is when meet is used, even when talking in the past tense, confuses students.

• I did not meet him when I was in New York last week.

• We had not met for a considerable period of time.

When asking a question, it is possible to make use of either meet or met.

• Have you met the star?

• Did you meet the star?

• Meet is the present tense whereas met is the past tense of meet and also its past participle.