Tennessee Insurance Discounts: Tennessee Car, Home – Life Insurance #tennessee #insurance #discounts, #tn #insurance #discounts, #farmers, #farmers #insurance, #insurance, #insurance #discounts, #tennessee #car #insurance #discounts, #tennessee #home #insurance #discounts, #farmers #insurance #discounts, #tennessee #insurance #discount #quotes


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Tennessee Insurance
Discounts

Discounts for the Family

  • Bundle Discounts – You could enjoy multi-policy discounts when you bundle your Farmers Auto policy with any of the following Farmers products:
    • Home
    • Renters
    • Mobile Home / Specialty Dwelling
    • Farmers Specialty (Motorcycle, boat, motor home, etc.)
    • Life
  • Business and Professional Group – If you’re an employee or a retiree from an approved occupational group, you may be eligible for this discount. Contact us to see if you qualify.
  • Distant Student – If your child at college is single, under 23-years-old, and going to school at least 100 miles from your home without regular access to the covered car, you may be eligible for this discount.
  • Multi-Car – Earn a multi-car discount when you cover more than one vehicle under the same Farmers Auto policy.
  • Teen Driver – Your teen drivers (19 and under) save on their Auto insurance rates when you add them to your plan, as long as your policy has been in effect for at least 2 years.

Planning Ahead Discounts

  • Alternative Fuel – Because you help the environment by driving a hybrid, electric, or other new alternative fuel car, Farmers offers you this discount.
  • Electronic Funds Transfer (EFT) – Choose to pay your premiums electronically and we’ll reduce your rate.
  • Pay In Full – Pay your entire term premium in one lump sum, and we’ll reduce your rates.
  • Homeowner – Tennessee policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

  • Good Student – If you are a student younger than 25-years-old and meet one of the following requirements, we may applaud your dedication by granting you a discount.
    • High school student with at least a B average
    • College student with a 3.0 (out of 4.0) grade point average or higher
    • Dean’s List or Honor Roll student
    • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Please be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

  • Mature Driver – Tennesseans 55 and older can lower their Auto insurance rates after completing a state-approved Safe Drive Program. This discount is valid for 3 years, so if you’ve taken the course recently, please let us know!

Commercial Vehicle Insurance: Farmers Insurance #business #auto #coverage, #commercial #vehicle #insurance, #small #business #insurance, #farmers #business #insurance


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Commercial Auto Insurance

Vehicles put your employees in front of existing and prospective customers and get your products where they need to go. They also add a degree of risk. Bodily injury or damage to other vehicles or property caused by you or your employees could create financial issues for your business.

Farmers offers many business auto insurance options for the vehicles you own, lease or rent for business use. An experienced Farmers agent can help you understand your options so you can build a tailored solution that meets the specific needs of your business. We get it, we’re business owners, too.

Find flexible coverage options that work for your business

Our many commercial auto insurance options are available for when your business is on the road, including:

  • Bodily injury liability coverage for injuries or fatalities to other drivers or passengers for which you are legally responsible.
  • Property damage liability for damages to someone else’s property for which you are legally responsible.
  • Comprehensive coverage for your vehicle in case of losses resulting from an event other than a collision, such as theft or a tree branch falling on your vehicle.
  • Collision coverage for your vehicle when your car collides with another vehicle or an object, or overturns.
  • Uninsured/underinsured motorist coverage for your injuries, damages or death caused by an at-fault driver without insurance or enough insurance to cover your damages from injury.
  • Medical payments coverage for expenses incurred by you and passengers in your vehicle injured in an accident.

Service and personalization that makes a difference

If you have a policy with Farmers, you know about our personalized service and fast claims handling. Your Farmers agent can also review your current coverage and discuss whether it meets the needs of your business. Contact a Farmers agent to discuss options for your business today.

Browse coverage for your specific industry

This brief summary is for illustrative purposes only and is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is a conflict between this summary and the policy documents, the policy documents will control. Not all products, coverages, options and discounts are available in every state.


Farmers Dating Website – Join Free Dating To Meet New Friends #dating #violence


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Farmers dating website Online dating is common nowadays, especially since we live in this modern century.

Myth 4) The longer a person has been dating more than one expert they are If a person has been dating for years and years, they will be experienced in dating, but not necessarily an expert at getting what they want.

farmers dating website

Ideal was hit on the top five simply because the price is much higher, though PerfectMatch does probably offers the best available compatibility matching system.
It helps to have someone to get to know a little more about your personality when they try to find you a date.

farmers dating website

Religion and culture tend not to, since living your life by their set of rules is concerned, leave room for compromise. There are some issues if you go with a totally free dating site.�If you choose to join a free dating service, expect to receive hammered by spam arriving in your mailbox.

farmers dating website


Farmers dating site, girls and women abroad looking for love and marriage with farmers #online #dating #sites


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We bring together farmers in the US and Canada and girls and women abroad.

For country folks, dating has its own particular issues. In small communities, everyone already seems to know one another, and finding someone from outside your town can mean searching long and wide.

Introducing Rural & Country singles

Finding someone who shares your interests or lifestyle is important for lasting happiness. In the last twenty years or so, the phrase “the farmer wants a wife” has come to be synonymous with the single farmer’s quest to find a like-minded partner who understands the farming way of life spawned in reality TV series.

Unless you suffer from hay fever and hate the country, farmers make pretty great dates.

Farming is more than the annoying stereotypes of overalls, pitchforks, old trucks. Farming is what puts food on our tables at a reasonable cost. Farming is what feeds us; therefore, dating a person who is responsible for helping feed you is legit.

Farmers are also community players, often helping out neighboring farms when another farmer is struggling to get their crops in on time. They want to keep the farm in the family. Most of them want children. They work hard every single day of the year without complaint. Farmers are trustworthy. If a few dozen cattle can trust the farmer with their lives, surely your date can handle responsibility. But It is difficult for farmers to find love and a wife on traditional dating sites.

This is why we created this site. Here you are on a tailored site.

How to solve the shortage of women for farmers?

In the US and Canada, with local resources only, it is impossible to solve the problem of farmer dating. Even in European countries dating can be a real headache for farmers. This is because in rural areas women are less numerous than in urban areas and also because they are not heated by the farm work. The best solution for a single farmer is international dating. In many poor countries women living in rural areas are more numerous, they are also more familiar with farming and more interested in a traditional family. And they are willing to leave their homeland to get a better life.

Don’t be deterred by the language barrier

It’s human nature to feel nervous when communicating with people who don’t speak the same language as us. This fact makes online dating in a foreign country where you don’t speak the language an even harder prospect than it already is. Remember that many women tend to be enamored with American or European men and often know enough English to converse almost anywhere in the world. They will be charmed by attempts that foreign men make to speak even just a bit of their language.

We bring together women who are seeking love with a farmer and farmers looking for lovely wife.

We are all about networking: we help people of all ages to find love in the countryside in the US, Canada and Europe.

By registering for free, you will discover that there are numerous like-minded people looking for a true country life, and if you have not found until now, it is only because you were not in the right place. There are obviously many single farmers, there are many good looking girls and women out there! If you’re a single, why not register for free and see how we can work for you?


Rural Romance: Online Dating, Just for Farmers #dating #sites #app


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Rural Romance: Online Dating, Just for Farmers

Finding love can be tough for farmers, who often live miles from neighbors and have limited options for entertainment. But one rural entrepreneur, Jerry Miller, saw a business opportunity in the dearth of dating. Aiming to help kindred souls find each other (and make some money), Miller launched FarmersOnly.com in 2005.

Since then, it has grown to host hundreds of thousands of members, Business Insider reports. Miller says one reason his site has been so successful is because farmers can relate to one another in a way that they can t with “city folks. Miller says those who live in rural communities share a certain mentality foreign to urbanites, who tend to be materialistic and caught up “in the corporate rat race.”

Whether you agree or not, Miller was definitely onto something. Since FarmersOnly.com. a number of similar networks, such as Muddy Matches in England and FarmDating in Australia, have cropped up to help outdoorsy types pair off.

Think fresh air and manual labor are overrated? AOL has rounded up 10 of the most bizarre, niche online sites for finding the one. Maybe you re looking for a fellow Trekki or want to live in Zombie harmony. There s something for everyone.


Farmers finding love on niche online dating site – CBS News #jewish #dating #sites


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Farmers finding love on niche online dating site

For country folks, dating has its own particular issues. In small communities, everyone already seems to know one another, and finding someone from outside your town can mean searching long and wide.

But, as Michelle Miller reported, there’s one dating site that aims to help you find a date quickly, so you won’t have to wait until the cows come home.

When Morgan Welper was searching for her soul mate, she knew exactly what she wanted. Welper recalled, “I was looking for a dairy farmer. I like cows. I had grown up on a farm myself and I wanted that lifestyle for myself and for my kids.”

And she discovered she wasn’t finding that guy in the usual places.

Welper said, “I could have gone out to the bars, and I did. I had horrible experiences.”

So Welper went online to a dating website called FarmersOnly.com. Her profile picture — a photo of herself with a cow — left no doubt about whom she was hoping to meet. The photo caught the eye of Nate Kliebenstein.

Kliebenstein, asked if it’s hard for a dairy farmer to meet a girl, said, “Yeah, you don’t exactly get out very much.”

The two began to see each other. Welper would travel nearly three hours on weekends to meet Kliebenstein at his farm in tiny Darlington, Wisconsin.

Their dates were not exactly typical, instead of a bar or restaurant, they’d meet in the milking parlor.

Welper said, “We’d always have the radio playing on in here so if a slow, sappy song would come on, we would like, slow dance with each other.”

FarmersOnly.com was launched in 2005, after Ohio-based marketer Jerry Miller noticed a problem among some of his rural clients. Miller said, “If you walk out your front door in New York City, there’s 10,000 people within a half-a-mile. When you walk out your front door out in the country, there might be one person within 10 miles.”

Once ridiculed as the last resort for losers, online dating has exploded. Since the sites launched, the two biggest dating sites — Match.com and eHarmony — boast a combined 151 million users. And newer, niche sites are allowing people to weed through those numbers to find exactly what they’re seeking.

Helen Fisher, a biological anthropologist, said, “Psychologists really know that we tend to gravitate to people who are from the same socioeconomic background, same level of intelligence, same level of good looks, same religious and social values and somebody with the lifestyle that you’re used to.”

Kliebenstein said, “When you’re marrying someone that farms, you’re marrying their career, not just the person.”

After dating for two years, Kleibenstein and Welper got engaged, and then married. Last fall, they had a daughter — Evelyn.

Miller added that FarmersOnly.com now has one million users — more than the founders ever imagined possible.

2014 CBS Interactive Inc. All Rights Reserved.


Farmers dating site reviews #dating #help


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Single in the country? Online dating site for farmers comes to Canada #senior #online #dating


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Single in the country? Online dating site for farmers comes to Canada

Daniel Seitz was at home on his family s farm in southeastern Saskatchewan, watching a TV agriculture report, when an ad popped up on the screen and tugged at his lonely heart.

An online dating site called FarmersOnly promised to steer him clear of city slicker singles and hook him up with potential partners looking for a man just like him, one comfortable in cowboy boots and living life on the land.

Two years later, the 27-year-old electrician and cattle farmer is newly married to a horse-riding farm girl who won him over with her smile, with a four-year-old stepdaughter and a new baby on the way.

It s an online love story that FarmersOnly founder, Jerry Miller, is hoping to see more of in Canada.

There s two different types of people, Miller says from his office in Pepper Pike, Ohio.

Article Continued Below

There s people in the major cities in the corporate rat race. And then there s people who are just more down to earth and easy going and like to be outdoors more. It s just a different lifestyle.

Miller was doing agricultural marketing when he came up with the idea for the dating site in 2005. A divorced, female friend was having trouble meeting men while working long hours on her farm, and found suitors on other dating websites didn t have a clue about what her life was like.

Miller started promoting his new business with flyers at feed stores. At one point, he had to redesign the site when he realized most farmers had dial-up modems.

The little dating site that grew now has about 1.5 million members. With more high-speed Internet available now in rural areas, Miller says many farmers look for love on the site with their cellphones while riding on their tractors.

It s one of many niche dating sites that have popped up in North America in recent years. There are those for different religions and diets, widows and single parents, nudists and smokers, fans of Star Trek and vampires. Even big dating sites, such as Cupid.com and Plenty of Fish, have added specialty categories for people looking for that special someone with a common interest they don t want to live without, including a love of farming.

FarmersOnly counts 10 per cent of its members as Canadian and boasts about 300 successful matches. In an effort to make more love and money north of the border, Miller says an advertising blitz is underway.

Some of the company s corny and comedic ads have become popular on YouTube and created online spoofs. In one commercial, a lonely woman walks through a field as a talking horse discusses her dating dilemma. Another is a twist on the American Gothic painting, with an older couple on a farm holding a heart-shaped balloon tied to their pitchfork, and the slogan: City folk just don t get it.

Chelsea Henderson, 29, had lived in every Western Canadian province and had enough of city boys before she headed home to her family s ranch near Pierson, Man.

After being an Internet dater for years, she tried FarmersOnly and even travelled to Kansas and Indiana to meet a few possible mates. Then she sent a message to Seitz and, after he was finished with haying season, he got back to her. He lived a three-hour drive away in Montmartre, Sask.

On their first date, they met in the middle in the town of Estevan, had supper at a local restaurant, then drove around and talked for hours in his pickup truck.

They were engaged five months later. He moved his cattle down to her horse ranch and became Dad to her little girl. They married last September, the weekend after her family s annual horse sale. They cleaned the muck out of the riding arena and got hitched there in their cowboy boots.

Daniel is just the most sincere, genuine man any woman could ever hope to find, says Henderson, who has since taken the last name Seitz.

And there s lots more out there like him.


Tinder for farmers? New app for those seeking a muddy match #free #christian #dating #sites


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Tinder for farmers? New app for those seeking a muddy match

Determined to settle down with a rural type, Lindsay Lyon, who works in London and lives in Buckinghamshire, has joined rural dating site Muddy Matches . Her townie friends find it hilarious but the 24-year-old, who is a special funds coordinator at St George s Hospital, in south London, with a passion for interior design, believes the internet is her only hope of finding love.

My friends take the mick but I m rural rather than townie and without going online I don t know how I ll meet someone from a country background, she says.

Internet dating has moved on since the early Noughties, when singles exchanged lengthy emails before arranging to meet in person. When Lindsay, who lives in Beaconsfield, attends the inaugural Country Life Fair in London later this month, she ll be able to connect with potential suitors using Muddy Matches new dating app, exchanging text messages before hopefully meeting people in person at the champagne bar. It s Tinder for country types, she explains, likening it to the cult dating app that connects users and allows them (anonymously, thank goodness) to like or reject after seeing someone s profile picture.

Lindsay tried networking the traditional country way attending rural events such as the Sheep Dog Trials at Northleach in Gloucestershire, but she struggled to persuade her London friends to accompany her, and when she did, the group never met anyone new. It s nerve-racking, socialising with people you don t know, she says.

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Many country-loving singles aged 18-26 find love at their local branch of Young Farmers, an organisation with 25,000 members that arranges ski trips and dances for young country dwellers. But Lindsay felt a fraud signing up as she works in a city and doesn t come from a farming background. It s hard to find the right group that leads to meeting new people, she says.

This was also the experience of Lucy Reeves, from Northamptonshire, who founded Muddy Matches in 2007, aged 25, with her sister Emma, who was 27 at the time. They d failed to meet anyone through Young Farmers, and while they enjoyed going to rural events such as the CLA Game Fair and Badminton Horse Trials, they only ever met up with people they knew. It was so frustrating. I d be surrounded by good-looking, like-minded people my age but I didn t have the nerve to barge up to them and introduce myself, Lucy says.

Fiona Eastman, who is organising the Country Life Fair at Fulham Palace, is convinced that the Get Muddy dating app will break the ice between singles at the event.

The capital s rural contingent will be out in force, and by using the app you will be able to meet singles you don t know and have a drink, she says. Muddy Matches members using the app can browse photographs of people at the event whose profiles appeal, and send them texts.

We didn t see much point having a geography-based app because our users would find the nearest ‘match lives 50 miles away, Lucy says. So we decided on an event-based app, as that s the way people socialise in the country.

In 2006, when the Reeves sisters decided to give online dating a go secretly, because the notion of finding love with a stranger via the internet had only recently started to lose its stigma they failed to find a dating site aimed at young, country-minded singles.

Rural internet dating sites were all very much Last Chance Saloon; images of two badgers disappearing off into the sunset that kind of thing, Lucy explains.

With their online dating plans thwarted, they resolved to set up their own site, launching Muddy Matches users can t be afraid of mud with about 800 profiles a few months later, having bribed every single they came across to join the site. With so few members they worried that there wouldn t be any matches, but success stories immediately began to pour in and, within six months, there was a wedding.

Muddy Matches now has more than 100,000 members and Lucy has stopped counting the weddings, although the total has reached well over a thousand. Our users are nice, normal people with similar interests, says Lucy. There are farmers we also host Farmers Weekly magazine s dating site horsey people, shooting types and dog lovers as well as a large number of country-minded folk who live in towns. A tongue-in-cheek multiple-choice quiz on the site calculates a user s muddy-townie ratio with questions such as Where would your ideal house be? What are the contents of your vacuum cleaner? and How muddy are your wellington boots?

The site is designed to cope with painfully slow broadband speeds found in some rural areas and the fact that a proportion of members are still using dial-up internet connections, but it is also now fully responsive, as 50 per cent of Muddy Matches traffic is via mobile phone and tablets.

People use it when they re out at work or on their combine harvester; messages have got shorter; people are ‘chatting rather than emailing; it s all much more immediate, Lucy says.

One member, Richard, found his girlfriend Valerie five miles away, by searching for local users. I sent her a message asking if she was well and she replied that she was enjoying a gin and tonic in her garden, he writes in the success stories section of the site. I suggested she came round for further gin and tonics and the rest is history!

It is happy outcomes such as this there s at least one posted on the site every week that have inspired singles such as Lindsay to sign up. Lucy and her sister, fearing it was unethical to join their own site but eager for a success story of their own, eventually signed up to a rival, and are consequently both in long-term relationships.

Lindsay, whose muddy-townie ratio is 50:50, says her ideal match is blond, blue-eyed, business-minded and really funny. Hopefully he ll do sport cricket or shooting but most importantly he has to love animals, she says. She has already exchanged messages with a couple of cute guys and is looking forward to test-driving the Get Muddy app at the Country Life Fair. It s exciting seeing who has looked at your profile.

Lucy recommends she post a flattering and clear photograph of herself on to her profile and includes brief details such as her location and age. At an event people aren t going to want to read a load of text, she says. They just want to see if they like the look of the photo, you re a similar age, and that you don t live 600 miles away. And what if Lindsay s dream man flashes up on her screen? Keep the chat light, Lucy urges. It s amazing how easy it is to talk yourself out of a date.

Android and iPhone users can download the Get Muddy app for free on the App Store, log in via their Muddy Matches account (or register an account if they are not already a member) and add/edit a quick profile, ready to start messaging other singles at the Country Life Fair. It will also be available to use at a number of select countryside events across the UK and Ireland. See muddymatches.co.uk for more information.


Internet Dating Site for Farmers and Rural Singles #online #dating #com


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Online Dating Service for Farmers

Now rural dwellers probably do not come to mind when you think of internet users let alone internet dating. Part of the reason may be that the spread of the online phenomena has been mainly urban and also the mistrust with which the web space is viewed by usually close- knit rural dwellers.

So, you would be forgiven then if you were surprised to find out that there actually exists a farmers internet dating site catering to all those rural and agriculture minded singles seeking out a life partner. People born and raised on farms want to remain on farms and continue to do what they love doing- farming; but that is just part of the puzzle. Only 2% of Americans live in rural areas making it difficult to meet other young singles and have relationships. And fewer and fewer people want to move to or stay in rural areas. Farm work is not just glamorous enough for most people, add to that debt and struggles that farmers have to go through and you can understand why.

But now thanks to Jerry Miller, the founder of FarmersOnly.com, young people in rural areas can find other like-minded singles, just like on other dating sites. This niche dating service site hopes to appeal to the farmers, ranchers, farming students, cowboys and girls, animal and nature lovers. Miller says on his site he decided to start the website after seeing the troubles that rural dwellers and farmers were going through in order to meet that special someone. In most of their stories, the online dating scene was dominated by city dwellers who neither understood the lifestyle of the rural dwellers nor their interests.

Two members who used the site, Amanda Szymanik and Scott Harbaugh, are getting married. Amanda is from Illinois and Scott Ohio. He will be moving to Illinois where he hopes to live with Amanda and have a grain and beef farm. According to an article appearing in the Winston- Salem Journal both Amanda and Scott stopped looking around their village and turned to the site.

Posted at 10:38 AM on Aug 31, 2007 By 5StarDating.com

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