GE Home Alarm Security Systems #wireless #security #alarm #systems #for #home


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Wireless alarm systems with constant monitoring are more affordable than ever and will give you the peace of mind you deserve.

An In Home security alarm monitoring system is a crucial part of building a new house, or upgrading an old one. In fact, if you are simply moving into a different, but not necessarily new, house, the alarm system and whether it is monitored should be a question you ask the previous homeowner.

Most people know enough to take basic precautions in protecting their home—like leaving an outside light on so neighbors can see an intruder if you are away, locking the doors, owning a barking dog, and password protecting a computer system. Many people try to keep valuables locked in a safe or at least hidden in a location they hope will be unsuspected. The problem with all of our personal efforts to practice safety is that we are human, and it is almost impossible to think of every opportunity that we might accidentally give to a burglar. That’s why we need the protection of a home security system that includes the services of a monitoring company. It is the company’s job to be alert when you cannot be, either because you are not home or because you are sleeping or simply caught off guard.

Buildings of all types, and even cars are burglarized every day. Some of the thieves are simply desperate people who may be unable to find work and have resorted to crime in an attempt to survive. Others, the more dangerous crooks, are professionals who know every trick in the book for staging a robbery on private property. Furthermore, the best crooks even know how to steal items that will be of great value to themselves but that you will have a hard time tracing once the items have left your home. Certain things like jewelry and antiques you don’t use every day might not even be missed until long after the burglar has pawned your belongings in a location far away from you. It just isn’t worth depending on yourself or your family members to be alert 24/7, 365 days a year. When you rely on a company to protect your home for you, just having a sign up indicating that you have a home alarm system will often deter a burglar

Thanks to the new wireless technology, a home alarm system can be installed in your home with only an hour or two of work. The monitored systems need to be installed by licensed professionals who can communicate with the company and check to make sure everything is working properly before they leave.

If you think you are mechanically inclined enough to install your own system, you can purchase an inexpensive wireless system at your local hardware store, but if it doesn’t do what you want, you are responsible for the results. Even with a professional system, however, you can get very reasonable prices and you can choose the features you want included. For example, if you already have a dependable fire alarm and/or sprinkler system, you may not want to pay an additional price to have a fire or smoke alarm included with your security alarm.

Of course, if you do not already have adequate protection for disasters other than burglary, you can get alarm systems that include flood warnings, smoke alarms, carbon monoxide sensors and more. You can also have closed circuit TV, so if you work in a place where you could take a glance at your home yourself, you might want to check that out. Just be aware that the more bells and whistles you include, the more expensive it will be. Furthermore, before worrying about the add-ons, you need to analyze your own home, counting the windows and doors that need protection. You also need to decide whether you want a silent alarm that only notifies the police, or one with a siren that will alert all the neighbors as well. If you live too far away from other homes, a siren will just give the crook time to grab what he can and get away before the police get there

Added benefit of s security system
In addition to protecting you against a break-in, a security system may also save you money by lowering the rates on your homeowner’s insurance. Some companies give as much as a 20% discount for having an approved security system. Furthermore, if you ever decide to sell your home, having a security system already installed and active could increase the value of your home. Finally, some alarm system monitoring companies give big discounts on the system itself—some even giving you the equipment for free once the system is activated—while others will knock off a month or two of service fees if you pay for the whole year at once.

Secure Your Home while Saving Money!
A house alarm security system has a secondary benefit that could help pay for itself in time. That is, you could be eligible for lower rates on your homeowner’s insurance. If your insurance carrier does not offer such a discount, you might consider shopping around, as many companies give as much as a 20% discount for having an approved, in home security system.


Do You Need A Home Warranty? #free #home #warranty


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Do You Need A Home Warranty?

When you purchase a home. even a home that isn’t new, there is a very good chance that you will be offered a home warranty. The seller may offer to purchase one on your behalf to provide peace of mind that any component of the home that fails can be fixed affordably. If not, you will likely receive numerous mail solicitations to purchase a home warranty once the sale closes.

A home warranty may sound like a great form of financial protection against expensive, unforeseen home repairs. But is it really the safety net homeowners expect? (For more on home repairs, check out New Home Repair Troubleshooting .)

What Is a Home Warranty?
A home warranty is not the same thing as homeowners insurance, nor is it a replacement for homeowners insurance. Homeowners insurance covers major perils such as fires, hail, property crimes and certain types of water damage that could affect the entire structure and/or the homeowner’s personal possessions. A home warranty does not cover these perils. Rather, it covers specific components of the home.

A home warranty is a contract between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home’s major components, such as the furnace, air conditioning, plumbing and electrical system. A home warranty may also cover major appliances such as washers and dryers, refrigerators and swimming pools. Most plans have a basic component that provides all homeowners who purchase a policy with certain coverages. Homeowners can also purchase one or more optional components that provide additional coverage at additional cost.

Home warranty companies have agreements with approved service providers. When something that is covered by a home warranty breaks down, the homeowner calls the home warranty company, and the home warranty company sends one of its service providers to examine the problem. If the provider determines that the needed repair or replacement is covered by the warranty, he completes the work. The homeowner only pays a small service fee, plus the money she has already spent to purchase the warranty. (For for information, check 6 Tips To Sell Your Home Faster .)

What Does It Cost?
A home warranty costs a few hundred dollars a year, paid up front (or in installments, if the warranty company offers a payment plan). The plan’s cost varies depending on the property type e.g. single-family detached, condo, townhome, duplex, and whether the homeowner purchases a basic or extended plan. The cost usually does not vary with the property’s age, unless the home is brand new, which increases the cost of coverage. The home’s square footage also does not affect the price in most cases, unless the property is more than 5,000 square feet. Separate structures, such as guest houses, usually are not covered by the basic policy, but can be covered for an additional fee. However, garages should be covered by the basic policy.

In addition to an annual premium. home warranties charge a service call fee (also called a trade call fee) of around $75-$125 every time the warranty holder requests that a service provider come out to the house to examine a problem. If the problem requires more than one type of contractor to visit (e.g. a plumber and an electrician), the homeowner may have to pay the service fee for each contractor.

Having a home warranty doesn’t mean the homeowner will never have to spend a penny on home repairs. Some problems won’t be covered by the warranty, whether because the homeowner didn’t purchase coverage for that item or because the warranty company doesn’t offer coverage for that item. Also, home warranties usually don’t cover components that haven’t been properly maintained. Furthermore, if the warranty company denies a claim, the homeowner will still have to pay the service fee and will also be responsible for repair costs. (For more on home ownership cost, see The Hidden Costs Of Home Ownership .)

The Benefits of a Home Warranty
Like all warranties, a home warranty is supposed to protect against expensive, unforeseen repair bills and provide peace of mind. For a homeowner who doesn’t have an emergency fund or who wants to protect their emergency fund, a home warranty can act as a buffer. Home warranties also make sense for people who aren’t handy or who don’t want to worry about tracking down a contractor when they have a problem. Warranties can also make sense for people with expensive taste in appliances.

The subject of home warranties often comes up during the sale and purchase of a home. A home warranty can provide reassurance to a homebuyer who has limited information about how well the home’s components have been maintained (or how well the home has been built, in the case of new construction). A warranty can also be helpful for someone who has just depleted their savings to buy a home and wants to avoid any additional major expenses. For home sellers, offering the buyer a paid-up. one-year home warranty with the home purchase may provide a measure of protection against buyer complaints about any home defects that arise after the sale closes. However, providing a home warranty does not exempt the seller from her legal requirement to disclose any known problems with the home. (To learn more about protecting yourself, read Consumer Protection Laws You Need To Know . )

Home Warranties Have Drawbacks
If home warranties were perfect, everyone would have one. But they don’t. Why is that?

One major problem with a home warranty is that it will not cover items that have not been properly maintained. What is considered proper maintenance can be a significant gray area and is the source of many disagreements between home warranty companies and warranty holders. In a worst-case scenario, unscrupulous warranty companies may use the improper maintenance clause as an excuse to deny valid claims. In another scenario, the homeowner and the contractor who makes the house call may simply disagree over what constitutes proper maintenance.

Another common problem is that when a homeowner purchases a used home, it might come with a 10-year-old furnace that the previous owner did not maintain. At that point, no matter how well the new homeowner tries to care for the furnace going forward, he can’t correct the previous lack of maintenance. In addition, warranties have numerous exclusions, as well as dollar limits per repair and per year.

Home warranties aren’t expensive compared to the cost of repairing or replacing most of a home’s important components, and this fact is one of a warranty’s major selling points. However, there may be many years when nothing at all breaks down or wears out in the home. In these years, the homeowner gets nothing (except, perhaps, peace of mind) in exchange for his premium. That money could be put into an emergency fund for making the same repairs and replacements that the home warranty would cover. Also, if the homeowner tries to use the warranty and the claim is denied, he will probably feel like the money spent on the premium and the service call fee was wasted.

Home warranties do eliminate the need to find a contractor when something breaks. However, they also eliminate the freedom to choose your own independent contractor if you want the warranty to pay for the repair or replacement. If you don’t like the contractor or the work they do, you may be stuck with them. Furthermore, repairs may be more complicated with a third party (the home warranty company) involved in the process than a direct negotiation between a homeowner and a contractor would be. Also, the homeowner may have little or no say in the model or brand of a replacement component – though the warranty contract should provide for a similar- or equivalent-quality replacement. (For more on the drawback of owning a home, see When Owning Your Home Doesn’t Pay . )

The Bottom Line
A home warranty is not a perfect solution to the risks homeowners face. Before purchasing one, homeowners should read the fine print in the home warranty contract and carefully consider whether the warranty is likely to pay off. Home sellers who want to offer a warranty to buyers and homeowners/buyers who would feel more comfortable having a home warranty should also do careful research to find a reputable home warranty company that will actually pay for legitimate repairs when they are needed. (To help you with your home purchase, check out Top Tips For First-Time Home Buyers . )

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A line of credit where the customer pays a commitment fee and is then allowed to use the funds when they are needed. It is.

The additional satisfaction a consumer gains from consuming one more unit of a good or service. Marginal utility is an important.


Home, Auto & Business Insurance – Garry Insurancenter #insurance, #auto #insurance, #home #insurance, #car #insurance, #homeowners #insurance, #business #insurance, #commercial #insurance, #garry #insurancenter


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Home, Auto Business Insurance in North St. Paul, MN

Garry Insurancenter

We re a locally owned and operated agency in North Saint Paul, Minnesota and we deliver insurance and risk management solutions. We ve served individuals and businesses for more than 35 years and we believe in being a well-rounded agency. We stay current on trends and developments that relate to our clients and that relate to the policies that we write, and we advocate for our clients. These efforts help us give clients the best possible products and services for the right prices. They also make finding, maintaining, and using insurance as convenient as can be for clients.

Our Insurance Offerings

We have a wide variety of insurance options, and in fact there is almost nothing that we can t give you. Home . auto . life . and health policies are among our options, and these and all of our other options can be custom-tailored to fit your needs. Southeast Minnesota is a high-flood-risk area, so flood insurance is common among residents of the area. We provide this insurance with attention to detail and with full consideration for clients needs. We ll do this for you.

Minnesotans like to get outdoors and be adventurous, and we honor this. We do so by providing policies through our recreational vehicle program. Whether you ride a boat. motorcycle. ATV. or other non-car vehicle, we can insure you fully. This will help you adventure freely.

Our business program keeps virtually any commercial enterprise with fewer than 250 employees secure for the right price, and our programs for specific industries do the same. The coverages contained in these programs are unique to different lines of work, and for this reason the specific-industry programs are important to a lot of businesses. No matter where you are in The North Star State, if you run a business then we can protect you.

Our Approach

In order to give you the greatest protection in the most cost-efficient ways, we ll build a meaningful relationship with you. We ll nurture this relationship, and this will make having, keeping track of, and using insurance easy for you.

We ll consult with you on an in-depth basis in order to identify the right coverages and to create the best policies. Once these policies are in place we ll monitor them regularly and we ll keep you informed. We actively manage risk, and this helps reduce your chances of sustaining losses and of having to use your insurance. If insurance is used and you file claims, we ll manage the claims.

We re reachable at almost any time, so if you need to get a hold of us, you can.

Please contact us or give us a call to learn more. You can get started by requesting a quote .

additional insurance information:

Evening appointments are also available.

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.


Home Security Systems in Arkansas: Southern Security of Arkansas #home, #business, #security, #arkansas, #little #rock, #security #system, #home #security, #business #security, #security #camera, #interactive #security, #video #monitoring, #energy #management, #home #automation, #security #alarm, #alarm.com, #residential #security, #commercial #security, #security #special, #southern #security #of #arkansas #


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2013 Southern Security of Arkansas – Residential and Commercial Security Systems Lic. E2013-0044

1611 Nelson Road Little Rock, Arkansas 72206

Southern Security of Arkansas is an industry-leading home and business security technology company dedicated to ensuring the safety, convenience and control of your home and business security systems using wireless, web and mobile technology. Southern Security of Arkansas provides innovative and affordable solutions that deliver greater safety, awareness, control, convenience and efficiency inside the home and business from wherever you are. We install leading technology that provide services like Interactive Security, Video Monitoring, Energy Management and Home Automation through a connected platform and accessed through easy to use mobile apps. for any cell phone operating system.

Call Now for a FREE In-Home Estimate


Residential Security Systems #asg #home #security


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Just call 303-922-2844 to talk to a live security specialist. Find out about our simple and secure systems for your home or business. It’s easy and free to get started.

Plan your system.

ASG will work with you to design an affordable custom system to fit your needs and budget and start giving you the peace of mind you deserve.

Set up an install.

Once we have your security specs, our expert, on-call technicians can install your system quickly. You’ll soon see why ASG’s hometown team is known for its easy install. We do it right the first time.

Residential Security

Everyone deserves security.

Whatever size home you have, there’s a custom ASG solution to fit your property and budget. Thanks to the efficiencies of technology, our team can deliver state-of-the art systems to homes in any price and square-footage range. After all, everyone deserves to feel secure in the place they call home.

Here are some of the options on an ASG-installed residential security system:

  • Burglar alarms
  • Emergency alarms
  • Panic alarms
  • Cameras video surveillance
  • Smoke alarms detectors
  • Motion sensors
  • Temperature alarms
  • Water alarms detectors

Everyday monitoring management.

All ASG home security systems come with 24/7 monitoring from our highly secure central station. Should you ever have a question, we’ll know exactly what’s going on from our end. These specially integrated systems are also enabled to allow monitoring and management right from your favorite mobile device. Whether you need a simple motion detector or feel more secure with every aspect of your home and valuables monitored 24/7, we can help you design a solution that makes sense for how you live.


Colorado Springs Mortgage Broker, Mortgage Lender in CO, colorado springs home loans.#Colorado #springs #home #loans


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Welcome to Integrity Mortgage Financial Inc.

Looking for a Colorado Springs mortgage lender that has reliability, expertise and is accommodating to your schedule? Integrity Mortgage Financial Inc. is your answer!

As a leading Colorado Springs mortgage lender broker, rest assured your questions and concerns are addressed with knowledge, compassion and honesty. President and CEO, Russell Rowe, founded Integrity Mortgage Financial Inc. in 2002. With many years in the financial industry, Russell has taken the Integrity Team to one of the leading mortgage lending firms in the state of Colorado. In addition, Integrity Mortgage is now licensed in the states of Colorado, New Mexico, and Alabama.

What makes Integrity Mortgage the Colorado Springs mortgage lender of preference?

Not all mortgages are “one size fits all”. That is why Integrity Mortgage holds regular training exercises for employees to keep up to date and informed on the ever changing industry. The mortgage lending industry is federally and state regulated, therefore each mortgage loan originator is required to complete 20 hours of mortgage education and pass an exam on both the federal and state level. To familiarize yourself with the licensing of the Integrity Team, go to www.dora.state.co.us.

Understanding the process is important to consumers. However, not all consumers are “experts” in this field. Our staff will walk you through each step of the way, ensuring your comfort and understanding of the process. We know your life is busy enough as it is, we make every effort to accommodate your schedule, meeting with you at convenient times and locations. In addition, we utilize the most recent technology to facilitate the signing and sending of secure documents with electronic means to fully accommodate a busy lifestyle.

Our name says it all! The team at Integrity Mortgage prides themselves on maintaining an A+ rating with the Better Business Bureau. This rating speaks for the impeccable habits of Integrity Mortgage. If a loan is not beneficial for the client, it is not beneficial to us. You will always find honesty, loyalty, respect and genuine attention from all aspects with Integrity Mortgage.

THAT is why we are the Colorado Springs mortgage lending elite!


Reed Brothers Insurance – Somerset, KY – Insurance Carriers #mobile #homes, #business, #home, #bonds, #workers # #compensation, #life, #long #term #care, #insurance #carriers, #administrative #position #president, #auto #insurance, #life #insurance, #direct #life #insurance #carriers, #insurance #companies, #by #name, #automobile #insurance, #president, #insurance, #insurance #automobile, #insurance #life


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Reed Brothers Insurance

Reed Brothers Insurance in SOMERSET, KY – Pulaski County is a business specialized in Farms, Boat and Health. Reed Brothers Insurance is listed in the categories Insurance Carriers, Administrative Position President, Auto Insurance, Life Insurance, Direct Life Insurance Carriers, Insurance Companies, By Name, Automobile Insurance, President, Insurance, Insurance Automobile and Insurance Life and offers Mobile Homes, Business, Home, Bonds, WORKERS’ COMPENSATION, Life etc. If you did business with Reed Brothers Insurance, please leave a review and help us improve and help other people. Also, don’t forget to mention Hubbiz.

Insurance Carriers, Administrative Position President, Auto Insurance, Life Insurance, Direct Life Insurance Carriers, Insurance Companies, by Name, Automobile Insurance, President, Insurance, Insurance Automobile, Insurance Life

Farms, Boat, Health

Business, Home, Bonds, WORKERS COMPENSATION, Life, Long Term Care

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Modular Home Building Steps, modular home mortgage lenders.#Modular #home #mortgage #lenders


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Home Building Steps – Made Easy

You have been researching websites learning about building a new home. You’re facing decisions such as, which company you should choose, the style of your dream home and more. Researching your new dream home is exciting but can become overwhelming due to all the information you absorb from researching websites.

From our 51-years of experience building HiPerformance modular homes, we have done some of the work for you through our Internet marketing efforts. Here are some simple steps that will help keep you organized as well as some additional steps you may not have considered.

What is your price range?

Modular home mortgage lendersThis is the most important step and should be the #1 question you ask yourself. If you are financing your purchase, your mortgage lender will be able to provide you a very good answer. It’s not just based on your yearly income – there are many variables involved. The lender will discuss this with you.

This is the pre-qualification process. They will be able to provide you loan options that fit you and your family’s needs. As you are researching all those builder websites, contact your bank or mortgage lender.

If you need assistance in locating a lender, some of our approved Nationwide modular home builders may be able to help.

Get Pre-Approved

Modular home mortgage lendersOnce you’ve researched mortgage lenders and have a budget through the pre-qualification process, now it’s time to get pre-approved. This is not the final loan process. All you are doing is asking the chosen lender to pre-approve a possible loan. This helps you in two ways: it shows the builder you are serious and that you are financially capable of building a new home and gives you a target price range.

Contact a Nationwide Builder

Modular home mortgage lendersNationwide Homes works with a system of approved, independent builders. A licensed builder or general contractor is needed for all site work including: foundation, garages, porches, driveways, permits, etc – they are your main point of contact throughout your new home building process.

The builder also handles all pricing to meet your local building codes. Nationwide is a large subcontractor to the approved, independent builder that also provides engineering and marketing support.

If you need help locating a Nationwide builder, just ask us and we’ll provide you a list of builders for your area.

Choose models that work best for you

Modular home mortgage lendersOnce you decide on a Nationwide builder, you will work with them to choose models from our modular home collections. Our simple plan search helps you narrow your search to the size and configuration that meets your needs. Or maybe a custom model that meets your family needs and price range is the best solution. You will also be able to choose the features you need and want in your new home.

Once you choose a modular home plan, the builder will send the information to our design engineering department where we will draw your modular home to meet your personal specifications and the local and state building codes. At this time, the builder may request a deposit to start the drawing process.

Finalize Your Plans

Modular home mortgage lendersWhen the builder receives the engineered plans, you and the builder can review and make any changes as necessary to make the plan perfect for you, your family and your budget. The initial plans will consist of floor plans and elevations.

If you have changes, the builder will note them on the plans and re-submit to our engineering department. The faster you finalize your plans, the sooner you can start construction.

These steps, if followed, will make your new home building experience pleasant and exciting.


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Unlimited
Wireless Internet

Unlimited
Wireless Internet

wireless broadband service | rural internet

More high speed Internet access coverage nationwide!

Call us now at 888-774-2007

What is our 3G/4G Unlimited Wireless Internet Service?

Simply put, 3G/4G wireless broadband service is the answer to all your high-speed Internet needs. We offer Unlimited Wireless Internet Service throughout the country. Regardless of where you live, we can provide you with the fastest Internet connection speeds possible. In most locations, unlimited wireless Internet is not only possible, but affordable, and available right now. We also offer non-Unlimited data plans at both 3G and 4G speeds if you’d like to save a few dollars.

A007 is one of the most reliable internet service provider offering several options for high-speed internet access for home use in rural areas. Our Unlimited Wireless Internet Service takes advantage of local cell phone towers. This allows us to bring Internet to your home with no complicated wiring or professional installation necessary. Just plug it in, and you’re ready to access the Internet at modern speeds.

We are so confident that our 3G/4G unlimited wireless Internet service will work for you that we offer a 10-day trial period. If you are unhappy with our service for any reason during the trial period, you can cancel with no penalty and receive a full refund.

If our standard 3G/4G plans don t work for you, we also offer affordable satellite Internet service. Satellite service is available in many locations that cell towers can t reach. Our recent partnership with Verizon also brings our wireless Internet to more cell towers across the nation than any other wireless Internet service provider.

FREE QUOTE REQUEST

How it Works

3G/4G Wireless Internet Wireless Broadband is powered by cellular towers. Our extensive nationwide coverage ensures that no matter where you are, you’ll have access to our blazing fast network. With your install kit, you will receive a wireless aircard and a powerful booster antenna which allows you to receive a signal in many areas which would normally not be covered. Even if you happen to be outside the range of our towers, 3G/4G Wireless Internet offers satellite service anywhere in the US where in the US where you have a clean view of the southern sky.

Call Now: 888-774-2007

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Tennessee Insurance
Discounts

Discounts for the Family

  • Bundle Discounts – You could enjoy multi-policy discounts when you bundle your Farmers Auto policy with any of the following Farmers products:
    • Home
    • Renters
    • Mobile Home / Specialty Dwelling
    • Farmers Specialty (Motorcycle, boat, motor home, etc.)
    • Life
  • Business and Professional Group – If you’re an employee or a retiree from an approved occupational group, you may be eligible for this discount. Contact us to see if you qualify.
  • Distant Student – If your child at college is single, under 23-years-old, and going to school at least 100 miles from your home without regular access to the covered car, you may be eligible for this discount.
  • Multi-Car – Earn a multi-car discount when you cover more than one vehicle under the same Farmers Auto policy.
  • Teen Driver – Your teen drivers (19 and under) save on their Auto insurance rates when you add them to your plan, as long as your policy has been in effect for at least 2 years.

Planning Ahead Discounts

  • Alternative Fuel – Because you help the environment by driving a hybrid, electric, or other new alternative fuel car, Farmers offers you this discount.
  • Electronic Funds Transfer (EFT) – Choose to pay your premiums electronically and we’ll reduce your rate.
  • Pay In Full – Pay your entire term premium in one lump sum, and we’ll reduce your rates.
  • Homeowner – Tennessee policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

  • Good Student – If you are a student younger than 25-years-old and meet one of the following requirements, we may applaud your dedication by granting you a discount.
    • High school student with at least a B average
    • College student with a 3.0 (out of 4.0) grade point average or higher
    • Dean’s List or Honor Roll student
    • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Please be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

  • Mature Driver – Tennesseans 55 and older can lower their Auto insurance rates after completing a state-approved Safe Drive Program. This discount is valid for 3 years, so if you’ve taken the course recently, please let us know!