LOS ANGELES EMPLOYMENT LAWYERS #truck #lawyers, #class #actions #overtime #claims #misclassification #wrongful #termination #retaliation #discrimination #hostile #work #environment #age #discrimination #in #employment #act #ada #disability #discrmination #discrimination #cases #diversity #in #the #workplace #drugs #and #alcohol #in #the #workplace #employee #benefits #employee #privacy #rights #employment #contracts #equal #employment #opportunity #erisa #family #and #medical #leave #act #harassment #claims #and #investigations #non-compete #agreements #occupational #safety #and #health #law #personnel #policies #plant #closings #and #reductions #in #force #retaliation #claims #sexual #harassment #unfair #labor #practices #unemployment #claims #wage #and #hour #warn #compliance #sexual #discrimination #sexual #harassment #pregnancy #discrimination #race #discrimination #national #origin #discrimination #age #discrimination #religious #discrimination #sexual #orientation #family #and #medical #leave #employment #and #severance #agreements


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The Law Offices of Raphael A. Katri is a Los Angeles based labor employment law firm serving the Greater Southern California region with an emphasis on wage hour and wrongful termination litigation.

We Represent Employees and Independent Contractors in Various Types of Employment Disputes Including.

Class Actions
Overtime / Back Wages
Unpaid Commissions
Expense Reimbursement
Wrongful Termination
Retaliation / Discrimination
Hostile Work Environment / Harassment
Meal Rest Break Violations
And much. much more!

CONTINGENCY FEE ARRANGEMENTS!
FREE TELEPHONE CONSULTATIONS!

Our Clients Include Employees and Contractors from Various Industries and Positions Including.

Computer IT/IS Professionals
Computer Technology/Engineers
Account Executives Managers
Sales Representatives
Managers/Assistant Managers
Loan Consultants
Commission Sales Employees
Underwriters other Commissioned Bank Employees
Drivers / Couriers / Messengers / Truck Drivers
Hospital Employees
Retail / Restaurant / Supermarket
And many. many more!

– We offer a FREE initial telephone consultation and accept most of our cases on a Contingency Fee Basis – which means no out-of-pocket expenses to retain our firm!

– We only get paid if we recover on behalf of our contingency clients – which ensures that we have a strongest interest in getting our clients the best possible result!

– Call us or fill out a Contact Form to find out more information about our firm or to find out more about your rights!

LAW OFFICES OF RAPHAEL A. KATRI
8549 Wilshire Blvd. Ste. 200
Beverly Hills (Los Angeles), CA 90211


Congress Votes to Derail State-Sponsored IRA Savings Plans – Consumer Reports #state #ira, #state-sponsored #ira, #individual #retirement #plan, #savings, #department #of #labor


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Congress Votes to Derail State-Sponsored IRA Savings Plans

The Senate voted Wednesday evening to undo Obama-era rules for state-sponsored retirement plans that could help millions of Americans who work for small businesses save for their futures.

The House already approved the measure, which now goes to President Donald Trump, who is expected to sign it.

“The bill’s passage is not the end for state retirement plans, but it’s likely to slow their development,” says Diane Oakley, executive director of the National Institute on Retirement Security (NIRS), a nonpartisan group in Washington, D.C.

States and cities last year were encouraged to set up auto-IRA programs for small-business workers who lacked employer savings plans. These plans operated similarly to 401(k) plans—allowing employees to automatically transfer money to an IRA through a payroll deduction.

To speed their adoption, the Labor Department issued rules clarifying that these auto-IRA programs would not be subject to the more onerous regulations governing 401(k) retirement plans.

But in February two Republican congressmen introduced a pair of bills aimed at rolling back the rules. One bill that targeted the city-sponsored plans has already been passed by Congress and signed by Trump. On Wednesday, in a 50-49 vote, the Senate passed a bill that undoes the rule for state-sponsored plans.

Federal rules already allow states to set up auto-IRA plans, but the Labor Department had provided added assurance that these programs would not run into regulatory hurdles.

“It’s likely that there will have to be a court case to further clarify the rules for state plans,” says John Scott, director of retirement savings at Pew Charitable Trusts.

More than 30 states are in various stages of developing auto-IRA programs, according to the AARP. Seven states have already passed legislation to set up these plans, including Washington and Oregon, which are scheduled to roll out their programs later this year, and California, which is aiming for 2018. All three will move forward with those plans, according to statements from the state treasurers.

But for plans not already underway, the regulatory uncertainty may deter some states from launching programs, Scott says. That would make the challenge of retirement savings more daunting.

Only about half of U.S. private sector workers are covered by a 401(k) or similar retirement plan. The rest, some 55 million Americans, lack access to a workplace program, which are most likely to be offered by larger employers. Those who are left out tend to be low-income and minority workers.

Given that savings gap, it’s not surprising that state and local savings plans have had wide bipartisan support. Some 75 percent of Americans agree that state savings plans are a good idea, according to a recent survey by NIRS, including 83 percent of Democrats and 72 percent of Republicans.

But some Republicans have been opposed to establishing these auto-IRA programs. In an earlier statement, Rep. Tim Walberg, R-Mich. who sponsored the bill to block state plans, and Rep. Francis Rooney, R-Fla. who sponsored the bill targeting city plans, argued:

“This last-minute regulatory loophole created by the previous administration would lead to harmful consequences for workers and employers. Hardworking Americans would be forced into government-run plans with fewer protections and less control over their hard-earned savings.”

Still, an auto-IRA plan, like a 401(k) plan, would be voluntary—workers could always opt out. But that automatic nudge from an employer plan is crucial to making savings happen. Some 90 percent of those with a workplace plan save, vs. just 20 percent without one, according to data from the Employee Benefit Research Institute.

The state auto-IRA plans, moreover, would use private investment firms to manage money. The Oregon plan, for one, has hired State Street Global Advisors to run low-cost index funds, which are also featured in many 401(k) plans.

Perhaps the biggest limitation of state programs is that they would create a patchwork quilt of plans. A single national auto-IRA plan would be more efficient, a study by the Center for Retirement Research at Boston College found. A federal auto-IRA was first proposed in Congress in 2006, but despite a bipartisan push, it never gained traction.

Even if state auto-IRAs regain momentum, making retirement saving happen is mainly up to you. So if you lack a workplace plan, set up your own. In 2017 you can put up to $5,500 of earned income into an IRA; up to $6,500 if you’re 50 or older.

Depending on your income and whether you have an employer plan, you may get a tax deduction on your contributions to a traditional IRA. Your money will grow tax-free, but withdrawals will be taxable .

By contrast, with a Roth IRA, you contribute after-tax money, which grows tax free. (The ability to contribute to a Roth phases out for singles with incomes of $118,000 and higher, and $186,000 for married couples filing jointly.) “If you’re expecting to be in a higher tax bracket at retirement, a Roth may be the better option,” says Andrew Sloan, a fee-only certified financial planner in Louisville, Ky.

If you aren’t sure about your future tax bracket, it may make sense to split your contributions between traditional and Roth IRA. “In retirement, the more tax flexibility you have, the better,” Sloan says.


Pelvic Pain During Early Pregnancy – Women s Health Issues – Merck Manuals Consumer Version #pain #relievers #during #labor


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Pelvic Pain During Early Pregnancy

When to see a doctor

Women with warning signs should see a doctor immediately. Women without warning signs should try to see a doctor within a day or so if they have pain or burning during urination or pain that interferes with daily activities. Women with only mild discomfort and no other symptoms should call the doctor. The doctor can help them decide whether and how quickly they need to be seen.

What the doctor does

To determine whether emergency surgery is needed, doctors first check blood pressure and temperature and ask about key symptoms, such as vaginal bleeding. Doctors then ask about other symptoms and the medical history. They also do a physical examination. What they find during the history and physical examination often suggests a cause and the tests that may need to be done (see Table).

Doctors ask about the pain:

Whether it begins suddenly or gradually

Whether it occurs in a specific spot or is more widespread

Whether moving or changing positions worsens the pain

Whether it is crampy and whether it is constant or comes and goes

Doctors also ask about other symptoms, such as vaginal bleeding, a vaginal discharge, a need to urinate often or urgently, vomiting, diarrhea, and constipation. They ask particularly about previous pregnancy-related events (obstetric history), including past pregnancies, miscarriages, and intentional terminations of pregnancy (induced abortions) for medical or other reasons, as well as risk factors for miscarriage and ectopic pregnancy.

The physical examination focuses on the pelvic examination. Doctors gently press on the abdomen to see whether pressing causes any pain.

Some Causes and Features of Pelvic Pain During Early Pregnancy

Doctors use a handheld Doppler ultrasound device, placed on the woman’s abdomen, to check for a heartbeat in the fetus.

A pregnancy test using a urine sample is almost always done. If the pregnancy test is positive, ultrasonography of the pelvis is done to confirm that the pregnancy is normally located―in the uterus―rather than somewhere else (an ectopic pregnancy). For this test, a handheld ultrasound device is placed on the abdomen, inside the vagina, or both.

Blood tests are usually done. If a woman has vaginal bleeding, testing usually includes a complete blood cell count and blood type plus Rh status (positive or negative—see Rh Incompatibility ), in case the woman needs a transfusion. Knowing Rh status also helps doctors prevent problems in subsequent pregnancies. If doctors suspect an ectopic pregnancy, testing also includes a blood test to measure a hormone produced by the placenta early during pregnancy (human chorionic gonadotropin, or hCG). If symptoms (such as very low blood pressure or a racing heart) suggest that an ectopic pregnancy may have ruptured, blood tests are done to determine whether the woman’s blood can clot normally.

Other tests are done depending on which disorders are suspected. Doppler ultrasonography, which shows the direction and speed of blood flow, helps doctors identify a twisted ovary, which can cut off the ovary’s blood supply. Other tests can include cultures of blood, urine, or a discharge from the vagina and urine tests (urinalysis) to check for infections.

If pain is persistently troublesome and the cause remains unknown, doctors make a small incision just below the navel and insert a viewing tube (laparoscope) to directly view the uterus and thus identify the cause of the pain. Rarely, a larger incision (a procedure called laparotomy) is required.

Treatment

Specific disorders are treated. If pain relievers are needed, acetaminophen is the safest one for pregnant women, but if it is ineffective, an opioid may be necessary.

Pain due to normal changes during pregnancy

Also of Interest


Salary Survey – Compensation Data #eri, #salary #surveys, #salary #data, #salaries, #cost #of #living #relocation #comparison, #compensation #survey #data, #compensation #analytics #software, #executive #compensation, #salary #comparison, #geographic #pay #differentials, #cost #of #labor


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Minnesota Law Enforcement Labor Union #minnesota #labor #union, #law #enforcement #labor #union, #labor #union #for #police #officer, #police #labor #union, #law #enforcement #labor #unions, #labor #union #for #twin #cites #police, #labor #union #for #central #mn #police #officers


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Welcome to Your Labor Union

LELS Board of Directors

Law Enforcement Labor Services, Inc. is Minnesota’s union specializing in representing law enforcement personnel. LELS Members make decisions that run the union.

Our members have the right to the presence of an LELS representative if you are being questioned regarding an incident which could lead to disciplinary action against you.

Law Enforcement Labor Services (LELS), founded in 1977, represents the interests and priorities of its members. LELS provides professional legal representation and advocates for its members, negotiating safer working conditions and competitive compensation and benefits. LELS values the courage, compassion and professionalism of its members.

Law Enforcement Labor Services (LELS) builds and sustains the trust of its members by improving their working conditions and benefits and by providing effective legal representation. Employment contracts are negotiated with management in good faith and with the members’ best interests at heart. LELS honors and upholds the profession of law enforcement, ensuring all those who serve have the necessary support, tools and confidence to protect the lives, property and dignities of others.

Elected stewards and officers provided P.O.S.T. license training opportunities sponsored by LELS, as well as additional training for all members.

We now have new tools for you to interact with other members and quicker, easier ways to find the information you need. Visit our Message Forum to chat on topics with other members. If you are looking for files or resources from us be sure to look in our Resource Library where you can download the file directly to your computer.

To see more information about LELS and joining us, click on the link below.

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