AFA – American Franchisee Association – Chicago, IL, roto rooter raleigh nc.#Roto #rooter #raleigh #nc


roto rooter raleigh nc

PH : 707-823-8719 FAX: 707-823-8737

Practice Areas/Emphasis: Franchise law; Business formation, financing, acquisition and transfers.

Major Clients/Decisions: Franchisees / distributors /Associations of: McDonald’s; Round Table Pizza; Figaro s Pizza; Carlson -Wagonlit Travel; Goodyear; Toshiba America; Mrs. Field s; Econo-Lube; T.C.B.Y.; Woodcraft.

Additional Information: Mr. Singler is one of the few business lawyers in the country who represents exclusively franchisees with regard to franchise matters. An Officer and Director of a multi-unit franchisee, Mr. Singler has a truly unique perspective regarding the changing relationships and dynamics of franchising. He also sits on the American Franchisee Association s Board of Directors, giving him a wide perspective on issues facing franchisees across the nation. Mr. Singler recently negotiated a new system-wide franchise agreement for Round Table Pizza owners franchisees which is being heralded the best in the industry. Mr. Singler was the only franchisee lawyer invited by the United States House of Representatives to testify in support of federal franchise legislation in oversight hearings before the Subcommittee on Administrative and Commercial laws in June 1999. A graduate of the University of Pennsylvania Law School, Mr. Singler also received formal business education from the Wharton School.

Mohajerian Law Corporation

AFA Affiliate Member: Al Mohajerian

1925 Century Park East, Suite 500

Los Angeles, CA 90067

Tel: 310-289-9625 Fax: 310-203-2306

Law School/Year: West Los Angeles School of Law, 1995 .

Practice Areas/Emphasis: franchise law; complex business and entertainment litigation; commercial and real estate litigation; employment law; intellectual property, and product liability.

Major Clients/Decisions: Franchisees of Jack-in-the-Box; Carl s Jr.; Burger King; Kentucky Fried Chicken; Papa John s; CoCo s; Shakey s; Remedy Intelligent Staffing; Lloyd Staffing; NHK Laboratories.

Additional Information: Al has broad experience in representing franchisees on such matters as franchise licensing and renewals, franchise litigation, dispute resolution, and structuring franchise distribution programs. He has represented clients in state and federal courts on franchise terminations and contract and encroachment violations. Al is a member of the State Bar of California, is admitted to the Federal District Courts for the Central, Northern, and Eastern Districts of California and in September 2003, Al was appointed for a three year term to the California State Bar s Franchise Law Committee. Al is a graduate of West Los Angeles School of Law.


Axinn, Veltrop Harkrider LLP

90 State House Square

Hartford, CT 06103-3708

Practice Areas/Emphasis: Commercial disputes and representing franchisees in litigation and negotiation.

Major Clients/Decisions: Petereit v. S.B. Thomas, Inc., 853 F. Supp. 55 (D. Conn. 1993), aff d in part, rev d in part, 63 F.3d 1162 (2d Cir. 1995), franchisees/distributors of S.B. Thomas, Inc., Dunkin’ Donuts, Cummins Engine Company, Surface Doctor, Travel Centers of America, Howard Johnson s and Advantage Payroll Services.

Additional Information: Mr. Order has served a three-year term as Chairman of the Federal Practice Section of the Connecticut Bar Association. The Executive Committee of that Section included all of the judges of the federal district court in Connecticut, where most franchise disputes in Connecticut are litigated. Mr. Order has also served on the Executive Committee of the Franchise Law Section of the Connecticut Bar Association.

44 Trumbull Street

New Haven, CT 06510

Raymond A. Garcia AFA Affiliate Member

Please contact Kitty Koenig – Director of Marketing Public Relations at: (203) 773-3824 Ext 25 [email protected]

Practice Areas/Emphasis: Construction Law, Franchise Law, Commercial Litigation, Appeals.

Gerald Hadelman v. Frederick Deluca, Doctor s Associates, Inc., 274 Conn. 100 (2005) Obtained arbitration award against Franchisor of Subway Restaurants for $300,000 in punitive damages, legal fees and cost of arbitration (which in the aggregate could exceed $800,000) without any award of compensatory damages, which was affirmed by the Connecticut Supreme Court in part because the Court held Connecticut has no clearly defined policy against excessive punitive damage awards under the Connecticut Unfair Trade Practices Act (CUTPA) and arbitration does not constitute state action, in which case BMW of North America, Inc. v. Gore, 517 U.S. 559, 575 85, 116 S. Ct.1589, 134 L. Ed. 2d 809 (1996) does not apply. Associate attorney Nicole Liguori assisted Garcia in this case.

PSE Consulting, Inc. v. Frank Mercede and Sons, Inc., 267 Conn. 279, 838 A.2d 135 (2004 ) Successfully argued before a jury that an indemnitor was not entitled to collect money it had paid a subcontractor for a claim allegedly covered by a surety bond issued by the indemnitor because the Surety had breached the obligation of good faith and fair dealing implied in every general indemnity agreement. The Connecticut Supreme Court affirmed the decision on appeal. This was the first time in the country such a decision had been obtained.

Alex Charts v. Nationwide Insurance Co., Civil Action 3:97 CV 01621 (CFD December, 2004) Obtained a jury verdict for $2,300,000 for a former agent of Nationwide Insurance based on the theory that the agent was a franchisee of Nationwide and that Nationwide had breached its obligations of good faith and fair dealing, as well as the Connecticut Unfair Trade Practices Act. It is the first case in the United States in which a court has decided that an insurance company is a franchisor. Associate attorney Nicole Liguori assisted Garcia in this case.

PaineWebber, Inc. v. American Arbitration Association, 217 Conn. 182, 585 A.2d 654 (1991) Successfully argued that the AMEX Window allowed customers of Paine Webber, Inc. under the standard Paine Webber brokerage account agreement to use arbitration administered by the AAA. It was one of the first cases in the country to force a broker to arbitrate before a panel of arbitrators selected by the AAA rather than the SRO panels assembled by the Stock Brokerage Industry.

Additional Information: Mr. Garcia is the founding principal of the firm. He combines 10 years of hands-on construction industry experience with more then 25 years of legal experience primarily in litigation of complex commercial construct and franchise disputes.

Ray grew up in his family s construction business. He worked as a timekeeper, estimator and ultimately project manager supervising a variety of projects. The projects included college dormitories, hospitals, health care facilities and scientific laboratories, with a present value of over $200 million.

He is a member of the American Arbitration Association s Connecticut Policy Board and on the National Panel of Arbitrators for large commercial cases. He also serves as an Arbitrator by appointment for the American Dispute Resolutions Center.

He is currently a member of the ABA Franchise Law Section, the ABA Litigation Section, the Construction Industry Forum, the ADR Committee and the Construction Litigation Committees of the ABA Litigation Section. He is Co-Editor in Chief of the ADR Committee s Journal Conflict Management.

He is a member of the Associated General Contractor s of America s National Surety and Bonding Committee. He is a member of the Board of Directors of the Connecticut Building Congress, and a member of the prestigious Industry Practice Committee.

Mr. Garcia has lectured and written extensively on many subjects. Please contact the firm for a list and copies of articles and seminar papers. Most recently he authored articles about the application of the Due Process Clause of the United States Constitution to punitive damage awarded by arbitrators.

Case Paper Company #case #paper #company, #merchant, #converter, #printing #papers, #new #york, #ny, #philadelphia, #pa, #chicago, #il, #miami, #fl, #charlotte, #nc, #los #angeles, #ca, #toronto, #canada, #irv #schaffer, #robin #schaffer, #peter #schaffer, #fsc, #certified, #forest #stewardship #council, #printers, #publishers, #packagers, #designers, #alta #high-yield, #sonata, #novalith, #concerto, #coated #paper, #uncoated, #paperboard, #recycled #paperboard, #litho #c1s, #c2s, #carbonless, #silver, #specialty #paper


Since 1943, Case Paper Co. has provided incomparable service to the printing and packaging industry. The foundation of this service rests on maintaining one of the largest inventories of coated paper and board in both rolls and sheets in the United States; providing swift delivery of custom-converted products from state-of-the-art equipment; and and the ability to process custom sizes.

In fact, Case Paper has an extensive inventory of over 75,000 tons of paper and board available for immediate delivery, warehoused in over 1.25 million sq.ft. of storage space across the U.S. We also provide state-of-the-art converting, warehousing, shipping, and logistics from several North American locations.

With a broad range of equipment—from Maxson, Marquip, and Goodstrong sheeters, up to 90″ Jagenberg and A F slitters, and up to 110″ Lawson guillotine trimmers—Case Paper can handle virtually every need, from small to large-format sheet sizes to narrow- to large-format digital rolls.

Our well-coordinated team of over 60 sales representatives and local customer service representatives serves U.S. domestic markets as well as Canada, Mexico, and South America. We have 24/7 access to real-time, nationwide inventory, and offer round-the-clock customer service.

Our Products

  • Coated Paper — for brochures, annual reports, book covers, and catalogs.
  • Uncoated Paper — for financial reports, direct mail, and newsletters.
  • Paperboard — for packaging, displays and signage, and board games.
  • Litho C1S — for labels, posters, corrugated lamination, foil/film lamination.
  • Carbonless Paper — for forms in duplicate, triplicate, etc.


At the annual Printing Industry of the Carolinas (PICA) awards banquet on April 29, 2017, the Case Paper Award for Best Brochure or Broadside was awarded to TCG Legacy for Aralex’s Yosprala brochure. Considered to be the best of this year’s 32 entries in the brochure/broadsides category, and one of more than 670 entries from [ ] Read more

In November 2016, John R. Cumming joined the Case Paper Co. team as Director of Sales, Northeast. With over a quarter century of experience running companies that sell paper and board to the commercial print and packaging industries and a degree from the University of Pennsylvania, Cumming has experience in all aspects of the paper business, [ ] Read more

Case Paper recently announced the purchase of a MarquipWardUnited dual-rotary sheeter for their Philadelphia, PA plant. Able to sheet up to two rolls at a time, the new sheeter will provide custom-sized sheets of both paper and paperboard. The ninth sheeter and the tenth converting equipment purchase over the past seven years, Case Paper’s latest [ ] Read more

In September 2016, Case Paper completed the installation of a new Maxson MDH dual knife rotary sheeter at its manufacturing facility in Philadelphia, PA. Supported by skilled sheeting experts, the new sheeter increases capacity by 20 million pounds annually. For printers and packaging companies that have to turn around a job quickly, it also shortens [ ] Read more

Kay Heating – Air Conditioning in Greensboro, NC #air #conditioning #repair #greensboro #nc


Kay Heating and Air Conditioning has certified Greensboro HVAC technicians with the heating and air conditioning experience to repair all makes and models of your heating, air conditioning, and ventilation equipment.

Our heating and air conditioning technicians are backed up with an in-house support team to provide technical service. Each technician at Kay Heating and Air Conditioning has been CFC certified and continues to attend training classes on all brands of heating and air conditioning equipment. We also stock parts to insure prompt and reliable air conditioning repair in Greensboro NC. We offer sales on air filters 1” up to 5” filters for your heating and air conditioning system.

Our technicians are on call 24 hours a day, seven days a week to insure the best possible heating and air conditioning repair in Greensboro NC.

  • Air Conditioning Systems
  • Heat Pumps
  • Gas Furnaces
  • Indoor Air Quality Systems
  • Package Units

See us in Rheem magazine!

Contact Info

Kay Heating & Air Conditioning
809 Post Street
Greensboro, NC 27405
Phone: (336) 274-6323


Monday – Friday 8:00am – 5:00pm


2017 Kay Heating & Air Conditioning. All Rights Reserved.

Professional Interior Decorators #interior #design #schools #nc, #home #interior #design #service


A Design Professional will come to you:

Decorating Den Interiors brings 47 years of interior design experience right to your home or office. Our design professionals are equipped to help you determine the products and design that work best for you within the colors and lighting of your surroundings. Since our meetings take place in your home or office, we ll work with you to help visualize a design solution that aligns with your taste, space, and budget. Our personalized approach ensures that everything we recommend will fit perfectly within your existing furnishings and space.

Complimentary design consultation:

We know every project presents its own unique set of circumstances. We will take the time necessary to help establish the scope of your project and the style you desire. Don t worry about the time; our initial design consultation is always complimentary.

What to expect:

Our first appointment will last about an hour. We will tour your home to assess your lifestyle and design taste. We will then discuss our design ideas, similar spaces Decorating Den Interiors has transformed in the past, along with our product recommendations for your space. Decorating Den Interiors offers a wide variety of quality products that range from traditional to contemporary and everywhere in between. We have thousands of samples of top quality home furnishings products from drapery, blinds, shades, furniture, bedding, lighting, accessories, artwork, floor covering and wall covering from which to choose. We may set up a second appointment in order to pull together all the products and create a design presentation. On our next meeting we will present a variety of design and product options all personalized for you. We will work with you from the idea stage all the way through delivery and installation of products.

The budget:

We will work with you to determine a budget that accomplishes your overall project goals whether it is one room at a time or the entire home. Our extensive variety of products means we can satisfy almost any budget, and because our consultation is complimentary, your budget focuses only on the products that you purchase. Additionally, from time to time we offer special discounts on selected products that can help you stretch your decorating dollar.


State Employees Credit Union – Special Mortgage Programs #nc #home #loans


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Special Mortgage Programs

The Credit Union offers several special mortgage programs and has partnered with the North Carolina Housing Finance Agency and Federal Home Loan Bank of Atlanta to offer additional programs to assist first-time homebuyers. Similar to our other adjustable and fixed rate products, funds are collected with each payment, in addition to your principal and interest payment. This allows for the disbursement of the estimated annual tax and insurance premiums that will be due. These funds are placed in an escrow account until needed and earn dividends equal to the share account rate. Payments may be made directly to the Credit Union, through Payroll Deduction or Funds Transfer. SECU’s lending programs are available to members who reside in and for properties located in North Carolina, South Carolina, Virginia, Georgia or Tennessee unless further restricted as outlined below.

First Time Homebuyer’s Mortgage

This special mortgage is designed to assist members who wish to realize the dream of owning their first home. Members who have not owned a home in the past three years, new employees of a North Carolina state agency or North Carolina public school system and existing employees who are relocating to accept a new position with the state of North Carolina are eligible for the First Time Homebuyer’s Mortgage Program. Members who are considered new employees or have relocated to accept a new position must finance their new home within 12 months of their change. Financing of up to 100% of the purchase price of a home is available with a maximum loan of $400,000. An additional $2,000 may be advanced to assist you with closing costs 1. This product is available under our 5-year ARM program.

  • 5-year ARM Program – % Initial Rate for -year terms ( % APR 2 ) Calculate Monthly Payment (not available with biweekly repayment option) Future rates and payments determined based on adding a margin of 2.50% to the index (5 Year Constant Maturity Treasury Yield rounded up to the next highest one-eighth of one percentage point). Subject to the floor rate of 4.25% and maximum adjustments every 5 years of 2% with a lifetime cap of 6%. The recent index is 1.75%.
  • Amount financed limited to the lesser of the sales price or appraised value, plus up to $2,000 for closing costs
  • Origination fee 0.75% of loan amount (cap of $1,500)
  • No application fees or credit report fees
  • Home must be primary residence for the borrower
  • Private mortgage insurance not required
  • Available for terms up to 30 years

Manufactured Home Loans

The Credit Union will finance single and double wide manufactured homes through our 5-year ARM (adjustable rate mortgage ) programs, our 10-year or 15-year fixed rate mortgage programs or through our First Time Homebuyer’s Mortgage program. Manufactured homes must have been manufactured on or after June 15, 1976 to be considered for financing.

  • Maximum term of 20 years for manufactured homes 5 years old or newer
  • Maximum term of 15 years for manufactured homes greater than 5 years old
  • For purchases, maximum financing and loan-to-value financing tier determined based on the lesser of the sales price or appraised value
  • Cash out refinance up to a maximum of 65% loan-to-value (LTV)
  • Home must be placed on property owned by the borrower with deeded access or access directly to a state maintained road
  • Home must be on a permanent foundation (brick or block) with the tongue, wheels, and axle removed
  • A pitch roof – shingles or metal
  • Home must be listed with the tax office as real property
  • No application fees or credit report fees
  • Home must be primary residence for the borrower

Construction-Permanent Mortgage

The Credit Union offers a construction-permanent mortgage under our 5-year ARM program or our 15-year fixed rate mortgage programs for members building a new home or making a major addition to their existing home. Our program provides the option of financing the purchase of land in conjunction with the origination of a construction loan. The program provides a 6-month or 9-month construction phase before the permanent, regular monthly payment phase begins.

  • 5-year ARM Program – % Initial Rate for 30-year terms with 80% or less loan-to-value ( % APR 2, 3 ) Calculate Monthly Payment Future rates and payments determined based on adding a margin of 1.50% to the index (5 Year Constant Maturity Treasury Yield rounded up to the next highest one-eighth of one percentage point). Subject to a floor rate of 3.25% and maximum adjustments every 5 years of 2% with a lifetime cap of 6%. The recent index is 1.75%.
  • 5-year ARM Program – % Initial Rate for 30-year terms with 80.1% – 90% loan-to-value ( % APR 2, 3 ) Calculate Monthly Payment Future rates and payments determined based on adding a margin of 2.00% to the index (5 Year Constant Maturity Treasury Yield rounded up to the next highest one-eighth of one percentage point). Subject to a floor rate of 3.75% and maximum adjustments every 5 years of 2% with a lifetime cap of 6%. The recent index is 1.75%.
  • 15 Year Fixed Rate Term – % ( % APR 2, 3 ) for 90% or less loan-to-value Calculate Monthly Payment
  • For purchases, maximum financing and loan-to-value financing tier determined based on the amount financed limited to the lesser of the sales price or appraised value
  • One closing conducted
  • Origination fee 0.75% of loan amount (cap of $1,500)
  • No application fees or credit report fees
  • Home must be primary residence for the borrower or a second home

Mortgage Credit Certificates

Mortgage Credit Certificates (MCC) are issued through the NC Housing Finance Agency for mortgages used to purchase a member’s first home. A federal income tax credit for 30% of the mortgage interest payment is provided each year (up to a maximum benefit of $2,000 per year), effectively reducing the tax liability for a home purchase. Income and sales price limits apply. More information is available at MCC is only available to individuals residing in and for properties located in North Carolina.

Members may take advantage of the MCC with most of our mortgage products. The Credit Union will process the MCC request at the time of the mortgage financing request for a non-refundable fee of $475.

FHLBA Grant Program

The Federal Home Loan Bank of Atlanta’s (FHLBA) First-time Homebuyer Program provides grants in the form of forgivable second mortgages in amounts up to $5,000 to assist members with down payment and closing costs needs.

In order to be eligible for the grant funds, members must contribute a minimum of $1,000 of their own funds towards the down payment/ closing cost. The FHLBA will provide grant funds at up to four times the amount of funds our member contributes up to a maximum of $5,000. Members do not have to repay these funds if they remain in the home for at least five years. To be eligible for this program, a member’s total household income must not exceed 80% of the area median income for the county in which the home is being purchased.

This program can also be used in combination with the Mortgage Credit Certificate (MCC) program offered through the North Carolina Housing Finance Agency (NCHFA).

The FHLBA Grant is only available through our adjustable rate products. For immediate assistance, contact your local branch. After hours, you may contact our 24/7 Member Services at (888) 732-8562.

1 The interest paid on the portion of the loan that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.
2 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. This is not your interest rate.
3 APR calculations based on a 6-month construction loan phase

Page Resources

For immediate assistance, contact our 24/7 Member Services at (888) 732-8562.

Apartments for Rent in Hickory, NC – 70 Rentals #cheap #colleges #in #nc


Hickory, NC

Nestled in the scenic foothills of the Blue Ridge Mountains, Hickory is a bustling North Carolina town that’s known for making visitors and residents alike feel right at home. Historically, Hickory was an important trade center for local textile manufacturers, lumber companies and furniture makers. Today, it’s one of the most-visited towns in the entire state. Once you arrive in Hickory, you’ll understand why.

Hickory Attractions
True to its industrial roots, Hickory is the site of the oldest, continually operating furniture factory in the world. Known as Hickory White, the facility attracts students on field trips as well as visiting families during peak operating hours. For aviation buffs, the Hickory Aviation Museum offers a look into the early days of commercial and military flight. Meanwhile, bargain-hunting shoppers gravitate to the famed Valley Hills Mall.

Hickory Natural Beauty
Like other cities in the North Carolina Piedmont, Hickory is known for its sweeping views, dense forests and pleasantly rolling landscape. Regional parks like Jacob Fork Park and Southside Park attract hikers, bikers and picnickers during bouts of mild weather. Meanwhile, water sports enthusiasts flock to nearby Rhodhiss Lake for a truly unique paddling experience. To the west, the higher Blue Ridge peaks offer world-class camping and rock climbing opportunities.

Apartments in Hickory, NC
Whether you’re looking for a handsome two-bedroom space in a quiet community or an open downtown loft that offers convenient access to your workplace, finding Hickory, NC apartments can be a challenge. Fortunately, Apartment Guide helps you sort through hundreds of apartments Hickory, NC to find the perfect place to stay. With our convenient browser feature, you can scroll through an up-to-date list of apartments in Hickory NC and view rent deals, move-in specials and other perks. Alternatively, just enter your preferred amenities into our powerful search engine to find apartments Hickory, NC that nicely match your taste. Whether you need a pet friendly space with outdoor pool access or a budget friendly studio near all the action, Apartment Guide is your source for Hickory, NC apartments.

Average Rent in Hickory, NC

  • Studio. $ 480
  • 1 bedroom. $ 575
  • 2 bedrooms. $ 662
  • 3 bedrooms. $ 783

Apartments Near Hickory, NC

Auto Insurance Fayetteville – Spring Lake, NC #al #kerr #insurance #and #associates, #automobile #insurance, #homeowners #insurance, #renters #insurance, #fayetteville, #nc, #spring #lake, #nc


At Al Kerr Insurance and Associates. we make insurance simple. Our insurance products and services are available for individuals, families, and businesses. When you are in need of insurance coverage or are simply interested in shopping around to make sure that you re getting the best rates and coverage available to you, give us a call. We ll make sure that you get the best auto insurance, homeowners insurance and renters insurance rates paired with our friendly service.

We have two convenient office locations, in Fayetteville, NC and Spring Lake, NC, to best serve your insurance needs.

You can trust our team to find the best homeowners insurance rates!

Homeowners insurance is one of the most important components of owning a home. We’ll help you make sure your house is protected from all sorts of circumstances.

Offering the best rates for auto insurance.

You need auto insurance, but it doesn’t have to be a financial burden. Use our online tools to get an auto insurance quote in less than 10 minutes! A good auto insurance policy will protect you, your passengers, and your vehicle. Call us today to find a policy that works for you.

Renters insurance policies you can depend on.

If you rent your living space, it’s important to make sure your belongings are properly protected. Whether you’re living in Spring Lake or Fayetteville, NC, we can find a renters insurance policy that is right for your budget and needs. Call us today to find out more about renters insurance.

Heating and Air Conditioning Repair Services #air #conditioning #raleigh #nc


Find a Qualified Local Heating Cooling Expert

How Can AC Southeast Help You?

Welcome to We are the top online resource for residents of Alabama, Florida, Georgia, Mississippi, and South Carolina who want the best heating and air conditioning repair and installation service companies and contractors. Our listing of heating and air conditioning service technicians features hundreds of companies and contractors who provide furnace and air conditioning repair, heating maintenance, HVAC installation, and much more.

Our Difference Is Our Contractors
The air conditioning service contractors on are here to help you find the best service quickly and conveniently. Most of the air conditioning repair technicians and contractors listed on our site hold North American Technician Excellence (N.A.T.E.) certification. This is the top certification available for HVAC service technicians. Those who hold NATE Certification have passed a rigorous testing and screening process that verifies their skill at providing various heating and air conditioning services. When you trust one of the contractors listed here for your air conditioning service, you can be sure that you are getting someone who has proven their skills time and again.

Quality HVAC Products
Our air conditioning repair technicians and HVAC contractors are qualified to represent and install the products from top HVAC companies Bryant and Carrier. Our air conditioning repair and installation contractors will always recommend the best HVAC system for your home and budget. Furthermore, you can count on them to perform all heating and air conditioning repair services on any existing and newly installed HVAC systems.

The Heating and Air Conditioning Services You Need
Not every homeowner or business owner needs the same heating or air conditioning service. Some have a system that is in relatively good shape and may need just an annual furnace or air conditioning tune-up visit. Other homeowners may be looking for air conditioning contractors that can perform an installation right away or troubleshoot an HVAC system that isn’t cooling properly. You can find heating and air conditioning repair contractors on this site who can do all these services and much more.

Heating and Air Conditioning Service Plan and Product Overviews
We believe that no customer should go about hiring a heating and air conditioning repair service in the dark, which is why we provide overviews of what our technicians will do when they come to your home or office. You’ll even find detailed product descriptions to help you understand the features and benefits available for your next HVAC system.

Contact a Heating and Air Conditioning Contractor Today
If you live in the Southeastern United States, there is no reason for you to go anywhere else to find the right heating and air conditioning repair technician. Browse our listings today and contact the best HVAC contractors and technicians in the region.

Mortgage Lenders Charlotte NC #mortgage #lenders #in #charlotte #nc


Meet Deanna Valeo NMLS ID # 91421 Todd Croy NMLS ID # 91428
of the Valeo Croy Team!

Deanna Valeo Todd Croy located in Charlotte, NC were ranked nationally the top 1% of mortgage professionals in 2016. They have the expertise to help you get the best rate on your loan and close on time – whether you’re buying, selling, refinancing, or building your dre am home.

Before you make any decisions, we encourage you to explore the various mortgage programs available and use our resources and tools. Since change is a constant in the mortgage industry, you can also read our blog and sign up for E-Newsletter .
Of course, you are always welcome to contact us.

Deanna Valeo NMLS #91421 Todd Croy NMLS #91428
Mortgage Planners Licensed in NC, SC VA

The Valeo Croy Team works with Fairway Independent Mortgage Corporation.
NMLS ID# 2289

The Valeo Croy Team Finished in the Top 1% of Mortgage Originators as published by Mortage Executive Magazine earlier this year. We love what we do and thank you all for your trust and business

We are proud to announce that Valeo-Croy Team been awarded the coveted Five Star Mortgage Professional Award for Overall Satisfaction for 2016 . She has received this award every year since 2009 for 7 consecutive years.

Deanna Valeo is a Certified Military Housing Specialist and takes special pride in assisting members of the Miltary and Veterans with their loans.

Being a CertifiedMilitary Residential Specialist is another of Deanna’s areas of expertise.

Architecture – Interior Design #interior #design #schools #nc


The design of the built environment transcends physical form, shaping our lives, our communities and influencing behaviors and interaction. Our architects, interior designers and planners are with you every step of the way, from initial concept through design and construction to completion. Whether we are designing a commercial environment to enhance brand and drive revenue; a healthcare facility that is comfortable and supports healing; an educational or research space that sparks discovery; a transportation or aviation hub that gets you to your destination with a smile on your face; a hospitality space that makes you feel at home or a mixed use development that promotes a healthy balance of live-work-play, our goal is to apply our technical expertise and creativity to enhance everyday life. At Stantec, we’re interested in building stronger communities. How will we achieve that? We believe it will be through a focus on clients, creativity, and community.

1K+ Communities Transformed

  • 1.4K+ Design Staff

  • What constitutes a rich design culture?

    What drives us? Purpose, passion, and the power to affect change through design.

    Transcript of the video follows

    p b Eric Weyant /b : A culture of design really requires a lot of dialogue between people that are leading the firm and leading the direction of the firm as well as the ability to harness and take advantage of all the ideas that lots of people that work at the firm and participate at the firm have. /p p b Amber Luther /b : Every office seems to have their sort of uniqueness that allows them to develop their process and utilize that process on projects. When you start to use an interdisciplinary or interoffice team, that sort of evolves and becomes something entirely different. /p p b Anton Germishuizen /b : Design culture comes from leadership. It comes from youth. It comes from talent. and I think it comes from driving a strong dialogue in an organization on the subject. /p p b Larry Weeks /b : Today more than ever successful environments are multi-perspectival. I think the messy vitality that happens in places that are loved by people, that are successful and urban places – it s very difficult for one person to get that. I think the ways to get that is to entertain and nourish and fuel lots of voices coming together. I think that s one reason that we focus on lots of disciplines within our office. In fact, every individual in our office can work across these disciplines, so we speak with lots of voices. /p p b Justin Perdue /b : I think what s important in our healthy design culture is that you re always asking questions and you re never accepting what has been done before as the truth. You should always be looking for new ideas and making sure that you re doing it the right way, not just the way it s been done before. /p p b Michael Moxam /b : An environment where people feel that the dialogue around ideas is the most important thing in the office. /p

    Bringing Clarks into the future

    An expression of the Clarks brand, this workplace inspires creativity and fosters collaboration

    Transcript of the video follows

    p b TITLE: nbsp; nbsp; /b Clarks Americas Headquarter Office b /b /p p b DESCRIPTION: /b /p p An expression of the Clarks brand, this workplace inspires creativity and fosters collaboration. /p p b TRANSCRIPT: /b /p p b Tammy Diorio: /b nbsp; Everything about what Clarks wanted to do was mix the old and the new to bring our heritage, but make it modern. We were in an old mill building. It was very industrial, which we liked, but as we grew we were very disconnected. That impacted how we could, uh, work together and collaborate. We were using a lot of space, but not very effectively. We didn t have a lot of open areas to gather and feel like one company. We made a strong effort to try to make this new building something that Clarks could be proud of and also bring Clarks into the future. /p p b Steve Basque: /b nbsp; nbsp; It s all about that connection. The atrium brings people into the space and then we ascend up the stair, or you get off the elevator, and you can see work being done in all of the spaces around the atrium. /p p b Tammy Diorio: /b nbsp; I think the biggest change is that our product was not displayed in the best way in the old building. We worked together to really develop new spaces to showcase the product and for the designers to design the product. /p p b Steve Basque: /b nbsp; nbsp; The hand craftsmanship of the product and the attention to detail was probably the most important thing that we ve tried to focus on. That it doesn t have to be old to be crafted. /p p b Steven Kelly: /b nbsp; nbsp; nbsp; nbsp; We understood Clarks history. You, you ve got a shoe company that has been around for almost 200 years. They ve got the highest grade technology available to you. They re still taking wood blocks and putting it on the wood lathe like they did 100 years ago and then machine by hand with files to perfection. So it s a great story that combined their history with their present with an eye to the future. /p p b Tammy Diorio: /b nbsp; The employees have stopped me in the hallway just saying how much they love the building. They love the collaboration. /p p b John Daine: nbsp; nbsp; nbsp; nbsp; nbsp; nbsp; nbsp; nbsp; /b For us, as the model makers, it s been a vast improvement. We ve got the north light, which we didn t use to have. We used to have to close the light out with blinds because of the direct sunlight in the summer. /p p b Patrick Grace: /b nbsp; nbsp; nbsp; As a designer, what we need is definitely lots of natural light, which we are provided with here. It s nice that on each floor on each end there s a convenient little kitchenette that we all have access to with coffee. And it s great because you run into people that you may have had the opportunity to run into in the previous building. That has been a great, great change. /p p b Donna Leung: /b nbsp; nbsp; nbsp; Now that we ve been working in this building for about six months, it really has reinvigorated everyone to work more closely together because the open nature of this building really fosters creativity and collaboration. We can go off into a little nook and come up with creative ideas, brainstorm ideas. /p p b Gary Champion: /b nbsp;It s a really well thought out, well-designed building. Usually it takes some time to get familiar with the new surroundings, but when we walked in, it was immediate and you can see a significant difference in the way we operate our organization just by moving into this building. Terrific! /p

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