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Life Insurance-Ottawa.ca

Why we are different and better

We represent a wide range of companies that specialize in insuring people with different “risks”. If you’re a pilot, diabetic or scuba diver, for instance, we’ve got you covered. As a result, the companies we represent are often able to insure Ottawa residents who could not get term insurance other places.

No one else has our experience in finding your “best buy” from the insurance companies that we represent or in making the entire buying process customer friendly. That’s why we are by far the most experienced independent brokers for Mortgage Protection and Term Life Insurance in Ottawa, Ontario, Canada.

Experienced

Licensed Life Insurance Broker and CFP since 2007.

Customer Service

Recommendations are always in your best interest period. Our priority is to make sure your family is properly protected and be in the best financial position possible.

Transperancy

We take the time to clearly explain the recommendations so you can make an informed decision.

Independent Broker

We find the products and services that meet or exceed your needs at the lowest cost. There is no conflict of interest or company bias with our recommendations.

Advice you can trust

In the event of your death, improper financial planning could result in your family being faced with economic hardship, debts struggles and an inadequate income. We offer strong, reliable and affordable ways to protect your family’s financial well-being after you’re gone.

We’re committed to helping Ottawa families prepare for the future. Our trustworthy life insurance specialists can help you achieve financial protection with reliable, secure, and affordable insurance planning and policy structuring that works for you. If you have further questions, don’t hesitate to contact us immediately – we’re here to help.

Ottawa No Medical Life Insurance Quotes – Free online instant Ottawa no medical life insurance quotes from Life Insurance-Ottawa.ca, a life insurance broker licenced in Ontario, your online source for the best accurate, competitive and affordable life insurance rates in Ottawa, Ontario and surrounding areas

Our Standards

Privacy

Your information submitted is kept confidential. It is never sold or shared with other life insurance agents or third parties.

Speed

Our business model is built on providing fast life insurance quotes and utilizing technology to get policies issued & delivered quickly.

Value

By representing over 35 of the top life insurance companies we consistently save our clients over 50% on their insurance premiums.

Experience

Licensed Life Insurance Broker and CFP since 2007.


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Tips Advices

How much car insurance coverage is necessary?

By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.

  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.

Does insurance coverage apply when driving someone else’s car?

If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.

Is car insurance tax deductible?

Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.

What are factors that influence car insurance prices?

Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay – premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.

How much does car insurance cost?

The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.


What is Windows event log? Definition from #search #windows #event #logs


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Windows event log

Windows event log is a record of a computer’s alerts and notifications. Microsoft defines an event as any significant occurrence in the system or in a program that requires users to be notified or an entry added to a log.

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The Windows operating system classifies events by type. For example, an information event describes the successful completion of a task, such as installing an application. A warning event notifies the administrator of a potential problem, such as low disk space. An error message describes a significant problem that may result in a loss of functionality. A success audit event indicates the completion of an audited security event, such as an end user successfully logging on. A failure audit event describes an audited security event that did not complete successfully, such as an end user locking himself out by entering incorrect passwords.

Each event in a log entry contains the following information:

Date: The date the event occurred.

Time: The time the event occurred.

User: The user name of the user who was logged on when the event occurred.

Computer: The name of the computer

Event ID: A Windows identification number that specifies the event type.

Source: The program or component that caused the event. of the event.

Type: The type of event (information, warning, error, security success audit or security failure audit.)

In the enterprise, event logs can help an administrator identify and diagnose the source of current system problems and help predict future problems. Entries in Windows event logs can be viewed through Windows Event Viewer or the command-line tool, wevtutil. The Windows Event Log is found in Vista. Windows 7. Windows Server 2008 R2 and Windows Server 2012 .

This instructional video from Jack’s Tech Corner shows how to use the Windows Event Viewer can be used to view events.

This was last updated in June 2013


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Submit a Life Insurance Claim or Annuity Death Benefit Claim

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

This material is not a recommendation to buy, sell, hold, or rollover any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Investors should work with their financial professional to discuss their specific situation.

Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA. The Nationwide Retirement Institute is a division of NISC. Nationwide Funds distributed by Nationwide Fund Distributors, LLC, Member FINRA. Columbus, OH. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation, and Nationwide Fund Distributors are separate but affiliated companies.

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. It also includes trust programs and trust services offered by Nationwide Trust Company, a division of Nationwide Bank ® .

Nationwide, the Nationwide N and Eagle, The Nationwide Retirement Institute, Nationwide is on your side and Nationwide Funds Group are service marks of Nationwide Mutual Insurance Company. Let’s Face it Together is a service mark of Nationwide Life Insurance Company.

©2017 Nationwide Mutual Insurance Company and affiliated companies


Dr Gily s ICD 10 CM and PCS Codes Lookup, ICD 10 Training and ICD 9-10 Crosswalk #dr #gily, #icd #10 #codes, #icd #10 #code, #icd-10-cm, #icd-10-pcs, #icd #10 #codes #list, #icd #10 #training, #icd #10 #codes #search, #icd #10 #codes #lookup, #icd #10 #pcs #search


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ICD 10 Codes

Check out our brand new ICD-10 discussion forum!

Welcome to Dr Gily’s ICD-10 Codes Lookup, Crosswalk and Training

This site is a project intended for healthcare providers, medical coders and billing specialists, with a focus on outpatient primary care. It provides tools for searching ICD-10 CM and ICD-10 PCS codes. ICD-9 to ICD-10 crosswalk / translation tools and tutorials on ICD-10 coding in the outpatient setting. We are also working on finishing an ICD-10 browsing tool as well as a dedicated smartphone app for both Android and iOs (iPhone).

Who is Dr. Gily?

Dr. Gily Ionescu is an Internal Medicine physician practicing in the state of Washington. Frustrated by the cumbersome, antiquated diagnosis codes search tools provided by most EHR systems he used over the last decade or so, Dr. Ionescu developed an ICD-9-CM and PCS codes search tool in 2010. This is the ICD-10-CM and PCS version of his medical diagnosis lookup tool.

Dr. Ionescu has another site for the general public, DrGily.com. offering s a variety of health education and weight loss tools.

Featured Article

Coding for anemia in ICD-10 is fairly straightforward, with a couple of important details that will help your bottom line quite a bit, if you know how to use them.

Main Categories

ICD 10 Training

A collection of ICD 10 coding scenarios, with an emphasis on outpatient primary care practice. While still under development, major ICD-10-CM categories such as diabetes, heart disease, as well as musculo-skeletal issues such as sprains and injuries are already available.

ICD 10 PCS (Procedures)

Even more than ICD-10-CM, ICD-10-PCS is estimated to pose significant challenges to medical providers and coders. Our procedure search tool is designed to make your work easier.

ICD 9 – 10 Crosswalk Tool

Easy to use, bidirectional ICD 9 to 10 converion tool. One of our most popular pages. Allows conversion of any ICD-9-CM code to its equivalent ICD-10-CM code(s) and vice-versa.

Dr Gily’s Health Solutions, LLC. 2009-2015. All rights reserved.


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Social Worker Jobs

Social Worker Job Overview

Social workers help individuals of all ages solve problems to improve their well-being and quality of life. They assist families, groups and communities as well. Some social workers also diagnose and treat mental illnesses, emotional problems and behavioral issues. The most common job duties of a social worker may include:

  • Identifying which people may need immediate or long-term help
  • Developing plans to improve the well-being of their clients
  • Evaluating services to see which ones are most effective
  • Responding to emergency situations that may include child abuse or domestic violence
  • Advocating for clients who may be having problems attaining certain resources to improve their health
  • Helping clients communicate with government agencies to get specific benefits that they need
  • Empowering clients by connecting them with community resources like health care
  • Following up with clients to make sure that their lives are improving

These are just a few of the tasks that need to be performed. Candidates who are committed to social justice and helping elevate marginalized individuals out of difficult situations will thrive as a social worker. It is a challenging profession that requires individuals who are able to stay strong and objective while dealing with difficult situations and a wide variety of personalities.

Social Worker Job Education Requirements

Most employers prefer that social workers have at least a bachelor’s of science degree in social work, but some may consider candidates who have bachelor’s degrees in similar fields like sociology or even psychology. Those who are aiming to pursue this profession should try to get a master’s degree in social work because this level of education is needed to work in health care or as a clinical social worker.

Social Worker Job Market

According to the Bureau of Labor Statistics, there is going to be a 19 percent growth in social worker jobs between 2012 and 2022, meaning that over 114,000 new social worker jobs will be created in the coming decade. This profession will see a faster than average growth, but it will vary depending on the social worker’s specialty. The social worker jobs that are in highest demand are those who work asmedical social workers as well as those who work as school social workers .

Social Worker Job Salary Information

The average starting salary for social workers is $44,200 per year. There is, however, a huge variation in salaries among social workers. Ten percent of social workers earn over $70,000 per year, while another ten percent early less than $28,000 each year. Social workers who work in hospitals and schools tend to earn more than those working in social assistance situations or religious organizations.


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Physical Therapist Salaries

Alternate Job Titles: Physiotherapist, Physical Therapist

  • What is the average annual salary for Physical Therapist?

      How much does a Physical Therapist make? The median annual Physical Therapist salary is $81,458. as of May 30, 2017, with a range usually between $75,037 – $88,395. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Physical Therapist in the United States.

      This chart describes the expected percentage of people who perform the job of Physical Therapist in the United States that make less than that annual salary. For example the median expected annual pay for a typical Physical Therapist in the United States is $81,458, so 50% of the people who perform the job of Physical Therapist in the United States are expected to make less than $81,458.

      Source: HR Reported data as of May 30, 2017

      • About this chart

          This chart describes the expected percentage of people who perform the job of Physical Therapist that make less than that salary. For example 50% of the people who perform the job of Physical Therapist are expected to make less than the median.
          Source: HR Reported data as of June 2017

          Responsible for evaluating/assessing needs of referred patients and formulating treatment plans. Provides therapy services defined in treatment plans. Work cooperatively with physicians, case managers, and adjustors. May supervise physical therapy assistants, aides, and athletic trainers. Requires a master s degree and is certified as a physical therapist. Familiar with standard concepts, practices, and procedures within a particular field. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks. A certain degree of creativity and latitude is required. Typically reports to a manager. View full job description


      MCAT Test Preparation #mcat #preparation, #mcat #prep, #mcat #scores, #medical #school #search, #medical #school #finder, #good #mcat #scores, #premed, #kaplan, #princeton #review, #medical #students, #medical #school, #admissions #essay, #medical #school #admissions, #match, #financial #aid, #essay, #essayedge.com, #personal #statement, #medical #schools


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      The MCAT is a make-or-break test. If you do well on it, you’re almost certainly going to get into medical school. If you don’t, you’ve got to scramble.

      The MCAT isn’t the hardest part of becoming a doctor, but it is a necessary evil. It pays to prepare for this exam professionally. That means you need to be disciplined and focused. Sometimes the amount of material you have to know seems overwhelming. In fact, it’s a finite, and relatively small amount of information – well, small compared to what you’ll learn in your first two years of medical school, anyway.

      Having taught MCAT prep for several years, I can’t emphasize enough the importance of understanding the role MCAT scores play in the admissions process. Here’s my take on the best way to prepare for the MCATs:

      1. Make a study plan. You don’t want to spend your whole life studying every synthesis reaction or every variant on Kirkhoff’s Laws, so you need to make a general outline of your long-term (2-month) study plan. Set specific study goals for each week.

      2. Continually test yourself with MCAT type practice questions. The MCAT has specific ways of asking about certain topics – do as many MCAT practice questions as you possibly can. Kaplan has an excellent MCAT Question Bank – use it. A friend of mine spent a whole summer doing question banks and Kaplan review materials, he truly aced the MCAT. When I interviewed at Harvard, I was slightly pissed off to be asked about him and his phenomenal MCAT scores. He got in, I went somewhere else. It pays to do well on the MCAT!

      We’ve also put together a brief analysis of practice MCAT score results. We were surprised by which practice tests best predicted the real MCAT scores.

      3. Learn test-taking skills. When your stuck on a question, it’s important to have techniques to quess intelligently. When I taught MCAT prep I used to give a demonstration: I had half the class read the text, read the questions, then answer the questions. The other half skipped the text entirely and answered the questions. The second half of the class did almost as well as the first half – in much less time. An even more surprising demonstration was to have half the class read just the answers (not the questions or the text) and try to guess the correct answer. These students didn’t do as well as the first two groups – but they did much better than chance. As any test-taking pro will tell you, a lot of information can be found in how the answers are phrased. Try it while you take a practice test – guess the answers without reading the question first, then answer again after having read the question.

      Other Medical licensing test preparation programs include NCLEX review and USMLE test prep .


      Search Engine Marketing – SEM, PPC & Paid Advertising Company #search #engine #marketing, #sem #services, #sem #company, #sem #strategy, #search #engine #marketing #services, #search #engine #marketing #strategy, #paid #advertising, #ppc #advertising, #sem, #ppc, #services, #company, #strategy, #melbourne, #australia, #synotive


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      Target your advertisements effectively with search engine marketing (SEM) services

      Search engine marketing is a form of paid marketing to promote your business through short advertisements appearing on the first pages of search engines. These will be labelled Ad and will often appear at the top of the page when people search for your targeted keywords. Having your business promoted as a paid advertisement on search engines often doubles the chances of having your website clicked on as compared to ranking high through organic keyword optimisation.

      To get your business advertised you will need to purchase them through a bidding process. Search engines will determine the placement of your ads based on this as well as your website s Click Through Rates (CTR). This entire process is referred to as Pay-per-Click or PPC advertising, where you will pay only if your ad is clicked on.

      At Synotive, Australia s leading paid advertising company, we offer our clients a comprehensive result-oriented strategy at minimal cost and profitable returns to drive your business growth. Leverage the power of our search engine marketing services and attract just the customers your business should target.

      Search Engine Marketing

      Can businesses enhance performance and maximise benefits through search engine marketing?

      Absolutely. Synotive s SEM services include our experts coming up with a solution built around your business to achieve just that. We focus on customised paid marketing strategies that are guaranteed to put you on the top of the page.

      Right target audience

      Through deep analysis and research of the demographics of your target audience, our search engine marketing experts will build a strategy to prioritise your needs and develop a plan accordingly.

      Customised marketing strategy

      As a diverse and adaptable PPC advertising company, we provide experts who develop a strategy that is tailored to perfectly suit your business needs. Our customised solutions will be within your budget and will definitely improve your conversions to sales.

      Flexibility

      Your SEM campaigns can easily be tweaked and transformed according to the desired results, ensuring that you can reach a wider audience for more profitable outcomes. As a leading paid advertising company, you can be assured that our methods have the flexibility to adapt to your specific requirements.

      Brand awareness

      Our paid marketing strategies include local PPC advertising as well as Bing advertising. The end result is increased exposure on multiple platforms for better reach and enhanced brand awareness.

      Retargeting

      You may have visitors who did not convert to sales or enquiries on their first visit. Capture their incomplete transactions and display your advertisements to them again through paid marketing to encourage them to revisit your site.

      Cost-effective outcomes

      We take great care to ensure that your SEM campaigns do not exceed your budget. Our professional SEM services include a strategy that will suit your requirements and will not exceed your budget limits while helping your business realise increased exposure and sales.

      The success of your website lies in making your visitors do what you want them to do. If they do, then you have maximised every penny spent on search engine marketing services while your customers are provided with some value from your website.


      TSA Officials Give Green Light to Flying With Medical Marijuana #marijuana, #cannabis, #weed, #arizona, #united #states, #tsa, #transportation #security #administration, #search, #pat #down, #what #can #i #bring


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      Connect. Discover. Share.

      TSA Gives Green Light to Flying High With Medical Marijuana — But Later Reverses Position

      Transportation Security Administration officials seemed dazed and confused this week on the agency’s stance on flying with medical marijuana.

      More than half of the states now have medical or recreational marijuana laws, though marijuana remains illegal under federal law. But the TSA softened its stance on taking cannabis on airplanes a couple of years ago, telling the public that it wasn’t looking for the plant or other illegal drugs.

      On Tuesday, cannabis activist Tom Angell published an article on Massroots.com about a change on TSA’s website that seemed to indicate a substantial change in federal pot policy.

      Instead of “prohibited items,” TSA published a new section on its website on Tuesday called “What Can I Bring,” Angell wrote.

      On the page, the agency noted “yes” to bringing medical marijuana in carry-on luggage and checked bags.

      Angell called the change “TSA s clearest indication yet that you can carry cannabis on flights.”

      The blurb repeated the same caveat that the TSA published more than two years ago:

      Related Stories

      “TSA security officers do not search for marijuana or other drugs. In the event a substance that appears to be marijuana is observed during security screening, TSA will refer the matter to a law enforcement officer.

      “Whether or not marijuana is considered legal under local law is not relevant to TSA screening because TSA is governed by federal law. Federal law provides no basis to treat medical marijuana any differently than non-medical marijuana.”

      But as media reports of the change spread on Wednesday, TSA officials had second thoughts.

      Leafly.com reported that TSA deleted the reference to medical marijuana just minutes after one of its reporters called to inquire about the change.

      A little while later, the medical marijuana reference reappeared on its website this time, with “no” repeated twice in red for carry-on luggage and checked baggage.

      “There was an error in the database of the What can I bring? tool that is now corrected, TSA spokeswoman Lorie Dankers told Leafly. The information that I provided to you earlier is correct. And do note, the TSA website had been corrected as well.”

      For a brief time on Tuesday, this blurb on TSA’s website gave a green “yes” to flying with marijuana in carry-on or checked baggage. But by Wednesday afternoon, it changed to “no.”

      Wed. Sep. 6, 6:30pm

      However, the TSA still gives the same lines about not searching for marijuana, so the agency’s actual position on medical marijuana doesn’t seem to have changed. For people in Arizona with a valid medical-marijuana card, that means no bust even if TSA summons local law enforcement.

      Technically, local police should not seize marijuana from someone who possesses it legally under state law. That raises the question of what TSA would do if local police do nothing about the marijuana, and the passenger puts it back in the carry-on luggage. New Times reached out to Dankers on that question, but she hasn’t called back yet we’ll update this story if she does.

      In the meantime, when attempting to fly with a personal amount of cannabis, the best option for Arizona patients is probably a good dose of discretion.

      UPDATE April 6. Dankers, a TSA spokeswoman who is definitely not dazed and confused, later got back to New Times with a response to our question.

      The short answer: If TSA finds some medical marijuana in your carry-on bag and your bona fides as a patient are valid, TSA will let local law enforcement make the call on whether you can fly with the substance.

      Here’s Dankers entire response:

      “It is important for me to note that TSA s response to the discovery of marijuana is the same in every state and at every airport regardless of whether marijuana has been legalized.

      “TSA s focus is on terrorism and security threats to the aircraft and its passengers. TSA s screening procedures, which are governed by federal law, are focused on security and are designed to detect potential threats to aviation and passengers.

      “As has always been the case, if during the security screening process a TSA officer discovers an item that may violate the law, TSA refers the matter to law enforcement. Law enforcement officials will determine whether to initiate a criminal investigation or what steps if any will be taken. If the law enforcement agency decides to take no action, the traveler is allowed to proceed with the item in question.

      “Additional information:
      Marijuana remains an illegal substance under federal law.
      The passenger s origin and destination airports are not taken into account. Airport law enforcement will always be notified if marijuana is discovered by a TSA officer during the security screening process of carry-on and checked baggage.
      Whether or not the passenger is allowed to travel with marijuana is up to law enforcement s discretion.

      “Earlier today there were stories that suggested TSA had changed its policies related to traveling with marijuana. That is not correct. There was an error in the database of a new TSA web search tool. The error has now been corrected.”

      He Found the Tree to Hang Himself; Instead, Marc Raciti, Wife Now Help Other Vets

      Ray has worked as a newspaper reporter in Arizona for more than two decades. He’s won many awards for his reporting, including the Arizona Press Club’s Don Bolles Award for Investigative Journalism.

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